First Time home buyer Lakeland

First Time Home Buyer Lakeland Florida Loan Programs

* Loan Programs Starting at No Money Down!
* FHA Loans 3.5% Down
* HomeReady 3% Down
* VA Home Loans – No Money Down
* FICO starting at 550
* Closing as fast as 15 Days!

FIRST TIME HOME BUYER
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First Time Home loan programs in Lakeland Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Loan Lakeland Florida

CambridgeHomeLoan.com has a number of First time home loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Lakeland Florida. Use this application to pre-qualify and start shopping for your new home in Lakeland Florida today! Purchase, Refinance, Cash Out Refinance.

Self Employed Home Loans including Statement Loans, P&L Loans, Asset Depletion Loans and Jumbo Loans.

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Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

First Time Home Buyer Home Loan - CLICK HERE!

Benefits of Being A First Time Home Buyer In Lakeland Florida

  • Low down payment with a minimum of 3% down payment
  • Lower credit scores. Down to 580 to for 3.5% down payment
  • VA Loan with No down payment required
  • For First Time Home Buyer's, FHA provides a guarantee loans to the lender who is actually extending the loan on an FHA loan.
  • To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
  • Simple Application and Approval Process
  • To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
Home loan flip application
Prequalify for your First Time Home Buyer Loan - CLICK HERE!
first time home buyer programs in maryland, Arundel & Montgomery county
GET QUALIFIED FOR YOUR HOME LOAN IN 10 MINUTES!

nON-QM Loans including Bank Statement Loans, P&L Loans, Jumbo and Super Jumbo Loans, Foreign Nationals

asset depletion loan
NON-QM HOME LOANS FOR BUSINESS OWNERS CLICK HERE TO QUALIFY!
VA Loan
VA LOAN - NO MONEY DOWN -CLICK HERE

Lakeland is a Florida city, east of Tampa. Downtown’s Munn Park Historic District is known for its antiques shops and early-1900s architecture. Florida Southern College has several buildings designed by Frank Lloyd Wright. The city’s many lakes include Lake Mirror, with its promenade and neoclassical Hollis Garden. The Polk Museum of Art’s collection ranges from pre-Columbian artifacts to contemporary paintings. 

Things To Do In and Around Lakeland Florida

  • Polk Museum Of Art (Global collection from ancient to modern)
  • Circle B Bar Reserve (Recreational park & a discovery center)
  • Fantasy of Flight (Museum and aviation museum)
  • Safari Wilderness (Safari, lemurs and park and garden)
  • Explorations V Children’s Museum (Colorful venue for hands-on activities)
  • Hollis Garden (Scenic lakeside garden with fountains)

Schools in and around Lakeland

Lincoln Avenue Academy
1330 N Lincoln Ave #1330 · +1 863-499-2955

Rochelle School of the Arts
1501 Martin L King Jr Ave · +1 863-499-2810

South McKeel Academy
2222 Edgewood Dr S · +1 863-510-0044

First Time Home Buyer - CLICK HERE TO QUALIFY
first time home buyer lakeland
Living in Lakeland offers residents a dense suburban feel and most residents own their homes. In Lakeland there are a lot of parks.
 
Many young professionals and retirees live in Lakeland and residents tend to have moderate political views. The public schools in Lakeland are above average.
 
Not just Lakeland, we are serving all of Florida for  First Time Home Buyers.

 

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