First Time HomeBuyer Jacksonville

First Time Homebuyer Jacksonville Benefits:
Low Down Payment
* FICO 550 and Up 10% Down
* FICO 580 and Up 3% Down!
*Up to 97% Loan To Value
* Streamlined Application Process
* Close in as fast as 17 Days!



We proud on ourselves as Jacksonville Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Jacksonville Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Jacksonville Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time HomeBuyer Jacksonville Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Jacksonville Florida. Use this application to pre-qualify and start shopping for your new home in Jacksonville Florida today! Purchase, Refinance, Cash Out Refinance.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Jacksonville Florida

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Non QM Statement Loan – Purchase, Cash Out Apply Here


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Things To Do In and Around Jacksonville Florida

  • Jacksonville Zoo and Gardens (Local & African animals plus gardens)
  • Cummer Museum of Art & Gardens (Exhibits spanning ancient to modern art)
  • Little Talbot Island State Park (Scenic place with beaches & wildlife)
  • MOSH (Interactive exhibits & planetarium)
  • Kathryn Abbey Hanna Park (Surfing in the ocean & fishing in a lake)
  • Timucuan Ecological and Historical Preserve (Wetland, salt marsh & hardwood habitats)

Jacksonville is a city located on the Atlantic coast of Florida, the most populous city in the state, and is the largest city by area in the contiguous United States as of 2020. It is the seat of Duval County, with which the city government consolidated in 1968.

Schools in Jacksonville, FL

Episcopal School of Jacksonville – Munnerlyn Campus
4455 Atlantic Blvd · +1 904-396-5751

8727 San Jose Blvd

Jacksonville Heights Elementary School
7750 S Tempest St · +1 904-573-1120

first time home buyer jacksonville
Offering residents a suburban feel, Jacksonville is one of the best places to live in Florida. This city is safe and full of restaurants, parks, and lots of things to do. Johns River, picturesque beaches, and a naval air station, Jacksonville is the third largest seaport in Florida. Not just Jacksonville, we are serving all of First Time Home Buyer Florida market.


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