Hard Money Lender

Hard Money Lender Philadelphia Benefits:

* Up To 90% Of Purchase Price
* Up To 100% Of Rehab
* Fast Close!  As Fast As 5 Days
* Most Asset Types
* No Income or Employment Required

#1 Best Hard Money Lender Philadelphia



Fix To Rent Loan

fix and flip loan pennsylvania
    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $250 million

Fix and Flip Loan

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $250 million

MultiFamily Loan /

        • 1-50+ properties

        • Multifamily, Ground Up.,
        • Mixed use w/ majority residential

        • 12, 24 mo., 5,10,30,40 year terms

        • Up to 100% of cost

      • $1M – $250M

      • Purchase, Refinance, Cash Out
cash out refinance

Fast Approvals

Streamlined Underwriting

Approval in 24 Hours

Close in as little as 3 days

Hard Money Loan Philadelphia

Easy Process

No Appraisal Required

Tax Returns Not Needed

No Minimum Credit Req.

Hard Money Loan Philadelphia

Reliable Partner

In House Capital

30+ Years of Experience

Direct Private Lender

What Is A Hard Money Lender Philadelphia?

Hard money lender Philadelphia like CambridgeHomeLoan.com are used for quick turnarounds between the purchase and sale of a property. They can also be used for quick closings and to finance construction 30 or 40 year loan through one of our DSCR products. 


Hard Money Loan Philadelphia

hard money loan mississippi

Commercial Real Estate Hard Money Loan Philadelphia. 

Great Rates! Fast Close!!

Hard Money Loan Philadelphia Application

Additional Philadelphia Loan Programs

dscr loan program


Taking the first step on the real estate road to passive income and wealth? A rental property loan at up to 85% LTV you have the momentum you need to grow your real estate (Buy, Repair, Rent, Refinance, Repeat (BRRRR) business.

fix and flip loan programs


Looking for a fix to flip or fix to rent bridge loan. Up to 90% of the purchase and 100% of the rehab. Closing as fast as 5 days!
Fix to Flip or Fix to Refi . 30 or 40year DSCR loan Build your passive income stream.

rental loan


Looking to scale your real estate investment portfolio. Cash-out & refinance into a 30 or 40 year loan.. Closing 30 days!
Use your additional capital as a down payment to your next rehab project.

construction loan


Looking for a ground up construction loan. Are you a builder or investor building a spec house or a P.U.D.
Discuss your ground up scenario with us today and take advantage of the housing shortage.

Hard Money Loans Are Approved And Funded Quickly

 Hard money loan can be funded with 3-5 days if needed. This speedy funding has saved numerous real estate investors who have been in escrow only to have their original lender pull out or simply not deliver. This is a perfect situation for a 
hard money loan lender to step in, provide financing quickly and save the deal.

Hard Money Loans Have Few Requirements 

No limit on the # of properties financed.

Hard Money Lender Philadelphia Provides Funding For Projects That Cannot Be Financed Elsewhere

Hard money loans provide many different loans that conventional lenders such as banks have no interest in financing. A good example of this is a fix and flip loan. These projects involve a real estate investor purchasing a property with a short term loan so that the investor can quickly make the needed repairs and updates and then sell the property. In most cases, the real estate investor only needs a 12 month loan. A 12 month term doesn’t work with a bank’s business model. We can fund rehab, ground up construction and rental loans.

Ground Up Construction

Construction loan

$500,000 - $150 MILLION




Commercial Bridge Loan

multifamily loan

$500,000 - $150 MILLION




Foreign National Loan

commercial real estate loan

$150,000 - $10 MILLION




A “Hard Money Loan”  are  used to purchase property and close quickly with the goal of selling it for a profit or refinancing it to rent once the repairs are completed. A Hard Money loan is works really well in these situations.

  1. When you need a fast closing (Our quick close time is 5 days!)
    This can help you secure a better purchase price.
  2. If High leverage or a low down payment is required.
    If repairs are needed hard money lenders look at after stabilized value
  3. The property needs additional funds for renovations.
    Many hard money loans come with 100% rehab or construction funds
  4. If you cannot provide verifiable income (no tax returns required).
    No income, tax returns or W2s required.
  5. When the asset is not yet stabilized, leased up, or producing any income.
    You can typically  cash out once repairs are made with hard money
  6. If you want a short term loan with no prepayment penalty
    You can refinance at any time so your annualized interest is minimized.

At CambridgeHomeLoan.com, our hard money loans close very quickly… as little as 5 days! Our fix and flip loans and fix to rent investment real estate loans do not require personal income verification and very little documentation! 

We offer a 100% programs and a limited documentation 90% down loan program as well. . 

Program Summary

Loan Amount: $100,000 – $250 Million
Term Length: 12 – 36 Months
Max LTV: 100%  (90% Limited Doc)
Rehab: Funded 100%
Amortization: Interest only
Interest Rate: Starting at 5.50%
Closing Time: 5 – 14 Days
Loan Use: Purchase, Rehab, Refinance
Cash Out Re-finance

Buy, Rehab, Rent, Refinance, Repeat and grow your passive income with Hard Money Loans

Hard money loans  are a great way to  leverage your existing capital to generate more income with the ability to close & flip more projects at once!  CambridgeHomeLoan.com finances the acquisition and the rehab costs of the project.

Not just Hard Money Lender Philadelphia, we now lend Nationwide!

From your first investment real estate loan to putting together a portfolio loan for all of your investment properties,

CambridgeHomeLoan.com is the resource that can help you from the very beginning of your investment career.


CambridgeHomeLoan.com can manage all of your real estate loans from ground up construction, spec houses to fix and flip and fix to rent home loans. When you want to get your price and close in just a few days to easy rehab draws that can help you get your project done on time and in budget. Give us a call today with your project outline and we can give you the possibilities.


Kiplinger Personal Finance ranks the city as one of the most affordable places in the U.S. to buy a house, even while the percentage of renters keeps growing. Over the past 3 years, rent prices for homes in Philadelphia have grown nearly 16%, from an average of $1,326 in 2018 to $1,532 and continues to climb 

Philadelphia is one of the best cities for real estate investors because of the market opportunities. Although many popular real estate markets have seen some slow-down in the last couple of months, the Philadelphia area has continued its trend as a seller’s market with mostly the same trending. Median home prices in Philadelphia have increased 20%, from $270,000 to $325,000 YOY. New property listings have increased 11% in the past year, a strong sign for inventory levels in a tight market. Sold listings leave the market in 10 days, and home sales transactions have hit 10-year highs, proving that this real estate market is operating at maximum speed.

With statistics like these, it’s easy to see why you should take advantage of Philadelphia real estate investment opportunities when looking for their next city to invest in.

Some other cities near Philadelphia that are also excellent for investment.

West Chester is another top Pennsylvania city for investors to consider. This borough has been a popular place to live for decades because of its location proximity to Philadelphia and high home values.

Home values in Chester County have risen 12% in the past year. In the past, an average of 2,000 houses per month are offered up for sale in Chester County. The total house inventory in March of this year was just 565.

Pittsburgh’s real estate market has been ranked nationally based on several different factors.

    • Pittsburgh ranks as one of the top real estate markets in the Northeast
    • Pittsburgh Pennsylvania ranks 3rd as one of the top 10 U.S. markets where investors can invest in a rental property for less than $100,000
    • Pittsburgh ranks as one of the top 30 places to consider when investing in rental real estate

Pennsylvania has a number of opportunities for real estate investors, especially those looking to build their portfolios. Over the past years, Pennsylvania has prospered and seen economic growth as well as diversification. The state’s economic growth translates into a significant number of homebuyers and renters. Because of its population density, economic growth, high-quality healthcare, and education access, real estate investors in Pennsylvania can enjoy favorable returns on their investments.

Expert Mortgage and Investment Real Estate Advice