Fastest Hard Money Lender In Texas

Our Hard Money Loan Advantages

  • Up to 90% of Purchase, 100% of Rehab
  • No income or Employment Required
  • Close as Fast As 5 Days!
  • Fix and Flip Loan
  • Multifamily Loans
  • DSCR Loans
  • Commercial Real Estate Loans


Fastest Hard Money Loan Lender in Texas ready to help you in your real estate investment journey!

Welcome to CambridgeHomeLoan, where we redefine your real estate investment experience with Texas-centric expertise. As your premier Hard Money Loan partner in the Lone Star State, we bring unparalleled efficiency, flexibility, and a deep understanding of the Texas market to ensure you can seize opportunities and achieve your financial goals with confidence. 

Empower your real estate ventures in Texas with the support of CambridgeHomeLoan. Choose us as your trusted Hard Money Loan partner, and let our Texas-centric expertise and commitment be the driving force behind your success in the Texas’s dynamic and prosperous real estate market.

Fix And Rent Loans Texas

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $100 million

Fix And Flip Loan Texas

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $100 million

MultiFamily Loan Texas /
Commercial Real Estate

      • 1-50+ properties

      • Multifamily, condos, student housing, 
      • mixed use w/ majority residential

      • 12, 24 mo., 5,10,30,40 year terms

      • Up to 100% of cost

    • $1M – $50M

      • Bridge, Construction, Permanent, Refi.

Hard Money Lenders in Texas

While Texas boasts several hard money lenders,  stands out by providing a swift, straightforward, and transparent path to finance your upcoming real estate venture, all without the burden of credit concerns. Plus, with our hard money loan option, you can access the funds you need rapidly without the stress of an upfront payment.
fast hard money loan terms


Trends of Real Estate Investment in Texas

Texas has been a hotspot for real estate investment, and it’s crucial to understand the current trends that are shaping the market. Here are some of the key trends:

Urbanization and Population Growth: Texas is witnessing a significant influx of residents from other states and even internationally. Cities like Austin, Dallas, and Houston are expanding rapidly, leading to a higher demand for housing and commercial spaces.

Diversification of the Economy: Texas has diversified its economy beyond oil and gas. Technology, healthcare, and manufacturing sectors are thriving, attracting investors looking for stability and growth.

Thriving Rental Market: The rental market in Texas is robust. With many young professionals and families opting to rent, there’s a steady demand for rental properties.

Real Estate Technology: PropTech is becoming increasingly important in Texas. Innovations like online platforms and smart home technologies are influencing investment decisions.

Focus on Affordable Housing: There’s a growing focus on affordable housing projects as the state addresses the housing needs of its growing population.

How Hard Money Loans are Helping in Real Estate Investment

Hard money loans in Texas have become an essential tool for real estate investors, aligning with the trends mentioned above:

Quick Financing: In a fast-paced market like Texas, hard money loans offer quick access to capital, allowing investors to seize opportunities without delay.

Flexibility: Hard money lenders in Texas are often more flexible in their lending criteria, which can benefit investors with unique projects or credit challenges.

Property Rehabilitation: These loans are ideal for property rehab projects, which are prevalent in Texas. Investors can secure funds for renovations and improvements.

Investment Diversification: Hard money loans enable investors to diversify their portfolios by participating in various real estate projects across the state.

Competitive Advantage: Investors who can make all-cash offers due to hard money loans often have a competitive edge in negotiations, particularly in a hot market.

In conclusion, Texas remains a prime location for real estate investment, and hard money loans play a pivotal role in helping investors capitalize on the evolving trends in the state’s real estate market.

dscr loan program


*Up To 80% LTV
* Cash Out Refinance
* 15-30 Day Close!
* No Income Required
* No Employment Required

fix and flip loan programs


*Up to 90% of the Purchase
*100% of the Rehab.
* Closing as fast as 5 days!
* Fix to Flip or Fix to Refi .
* 30 or 40year DSCR loan

rental loan


* Cash-out & Refinance
*30 or 40 year loan..
* Closing 30 days!
* Up To 80% LTV

construction loan


*Ground Up Construction
Up To 80% Of Land
* 100% of Construction
* Builders and Developers! takes pride in offering the unmatched hard money loan lending solutions nationwide, and have served the real estate investment industry for over 25 years. We have extensive experience providing hard money loans for successful rehabs, refinances, purchases, and new construction projects. We’re hard money experts, and we know what it takes to win at Texas real estate. We are actively funding all over Texas including but not limiting to Houston, Dallas, San Antonio, Austin, El Paso, Fort Worth, Corpus Christi, Arlington, Lubbock, Galveston & Plano.

Fast Close! Get a Quote From Best Hard Money Loan Lender in Texas

How Does a Hard Money Loan Work in Texas?

A hard money loan is a way for you to borrow money for real estate without using traditional mortgage lenders. Instead, the funds come from individuals or investors who lend money based primarily on the property you’re using as collateral.

Hard money loans are generally short-term loans, lasting from one to three years. You use them as a quick way to get money for a purchase. However, you wouldn’t want to keep one of these loans for an extended period because interest rates for hard money are typically relatively high. For instance, the average interest rate for hard money loans in 2020 was 11.25%

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