Hard Money
Lender Texas

Hard Money Lender Texas Benefits:

* Up to 90% of Purchase, 100% of Rehab
* No income or Employment Required
* Close as Fast As 5 Days!
* Fix and Flip Loan, Multifamily Loans
* DSCR Loans, Commercial Real Estate Loans

#1 Hard Money Lender Texas!


Hard Money Lender Texas
Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for hard money loans, Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Fix To Rent Home Loans

    • 1-500+ properties

    • Single-family, 2-8 units, condos, townhomes, multifamily

    • 5yr, 7, 10, 30, 40 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of value

    • $70,000 – $250 million

Fix To Flip Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 36 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of value

    • $100,000 – $250 million

Multi Family /
Commercial Real Estate

        • 1-50+ properties

        • Multifamily, condos, Ground Up Construction,  mixed use w/ majority residential, Self Storage, Other

        • 12, 24 mo., 5,10,30,40 year terms

      • Up to 90% of Purchase, 100% of Rehab $1M – $250M

      • Bridge, Construction, Permanent, Refi.

Benefits of Hard Money Loans

Hard Money Loans are Approved and Funded Quickly

* Fast Close!!   3-5 days 
* Less Paperwork  Focused on the asset
* Higher Leverage Up to 90% of Purchase!
* No cap  No property limit
* Lower FICO ok  More flexible credit requirements

#1 Hard Money Lender Texas. 

Fix and Flip, Multifamily, Ground Up Construction, Commercial

AS EASY AS 1-2-3


dscr loan program


*Up To 80% LTV
* Cash Out Refinance
* 15-30 Day Close!
* No Income Required
* No Employment Required

fix and flip loan programs


*Up to 90% of the Purchase
*100% of the Rehab.
* Closing as fast as 5 days!
* Fix to Flip or Fix to Refi .
* 30 or 40year DSCR loan

rental loan


* Cash-out & Refinance
*30 or 40 year loan..
* Closing 30 days!
* Up To 80% LTV

construction loan


*Ground Up Construction
Up To 80% Of Land
* 100% of Construction
* Builders and Developers!

Get a Quote From the Nation’s #1 Hard Money Lender

Hard Money Lender Texas Loan Summary

A “Hard Money Loan”  are  used to purchase property and close quickly with the goal of selling it for a profit or refinancing it to rent once the repairs are completed. A Hard Money loan is works really well in these situations.

  1. When you need a fast closing (Our quick close time is 5 days!)
    This can help you secure a better purchase price.
  2. If High leverage or a low down payment is required.
    If repairs are needed hard money lenders look at after stabilized value
  3. The property needs additional funds for renovations.
    Many hard money loans come with 100% rehab or construction funds
  4. If you cannot provide verifiable income (no tax returns required).
    No income, tax returns or W2s required.
  5. When the asset is not yet stabilized, leased up, or producing any income.
    You can typically  cash out once repairs are made with hard money
  6. If you want a short term loan with no prepayment penalty
    You can refinance at any time so your annualized interest is minimized.

At CambridgeHomeLoan.com, our hard money loans close very quickly… as little as 5 days! Our fix and flip loans and fix to rent investment real estate loans do not require personal income verification and very little documentation! 

We offer a 100% programs and a limited documentation 90% down loan program as well. . 

Program Summary

Loan Amount:$100,000 – $250 Million
Term Length:12 – 36 Months
Max LTV:100%  (90% Limited Doc)
Rehab:Funded 100%
Amortization:Interest only
Interest Rate:Starting at 5.50%
Closing Time:5 – 14 Days
Loan Use:Purchase, Rehab, Refinance
Cash Out Re-finance

Buy, Rehab, Rent, Refinance, Repeat and grow your passive income with Hard Money Loans

Hard money loans  are a great way to  leverage your existing capital to generate more income with the ability to close & flip more projects at once!  CambridgeHomeLoan.com finances the acquisition and the rehab costs of the project.

How Does a Hard Money Loan Work in Texas?

A hard money loan is a way for you to borrow money for real estate without using traditional mortgage lenders. Instead, the funds come from individuals or investors who lend money based primarily on the property you’re using as collateral.

Hard money loans are generally short-term loans, lasting from one to three years. You use them as a quick way to get money for a purchase. However, you wouldn’t want to keep one of these loans for an extended period because interest rates for hard money are typically relatively high. For instance, the average interest rate for hard money loans in 2020 was 11.25%

#1 Hard Money Lender 

With the utilization of an abundance of private lenders, CambridgeCapital.org is able to provide turnkey solutions to real estate investors and developers that are not available through traditional, conventional lenders.

How Do I qualify?

CambridgeHomeLoan.com is your one-stop-shop to help you with financing!

Click to see if you qualify!

hard money loan texas

Nations #1 Fix and Flip Lender
Up To 90% of Purchase, 100% Of Rehab

Best Cities in Texas for House Flipping

We’ve compiled this list of emerging Texas cities for house flippers. Check out the details and see where you might want to make your next house-flipping purchase.

1. Houston – Median Home Value = $189,300.

The Houston housing market presents very unique opportunities. While the median housing price is high, the flood damage in recent years has resulted in many investors acquiring homes at incredibly low prices. These options make Houston one of the best Texas cities for fix-n-flip investments. Be prepared to spend more capital on renovations to repair the flood damage, but the returns are outstanding.

2. El Paso – Median Home Value = $134,500.

Low current home values and low renovation and remodeling costs work in tandem to help investors realize considerable returns. With a sizeable population of over 600,000 and projected growth, this city has notable market potential. Surveys have recognized El Paso as the 5th best place to retire in the nation. Zillow.com expects the median home prices to continue rising and label this city as a “Very Hot” market.

3. San Antonio – Median Home Value = $184,300.

San Antonio, one of the nation’s fastest-growing cities, has been going through major gentrification developments in recent years. One neighborhood was in the top ten fastest-gentrifying neighborhoods in the nation. Home prices in this neighborhood have soared in the past five years. Many experts believe this neighborhood is the first of what’s to come for the rest of the city.

4. Killeen – Median Home Value = $150,000.

Migration from Austin due to the high cost of living has driven up demand for homes in Killeen. General Dynamics and Fort Hood bring in engineers and soldiers, respectively. Experts project the population to double by 2050. Zillow.com lists Killeen as a “Very Hot” homebuying market.

5. Grand Prairie and Arlington – Median Home Value = $216,700.

These two cities are located next to each other in between Dallas and Fort Worth. The high quality of life both cities report makes them prime targets for house flippers to watch. Growth for these cities includes many higher-income earners from the nearby major metro area, making it ideal for selling higher-value homes.

6. Corpus Christi – Median Home Value = $155,400.

This “Hot” market has low renovation and remodeling costs. That fact, combined with the low median home value, makes this city perfect for investors who want to invest a smaller portion of their cash. Investors can even look for beachfront properties or homes that are merely a short distance to the water.

7. Lubbock – Median Home Value = $145,600.

This college town is enjoying a boom in population largely due to growth from the major university in town. However, as many graduates continue to live in Lubbock, and with low remodeling costs, the housing market is flourishing.

8. Seguin – Median Home Value = $245,000

Seguin may seem like a sleepy little suburb at first glance, but its location could not be better. Situated 30 minutes from San Antonio and 45 minutes from Austin, Seguin is home to many large industrial employers. The city has been making investments in housing and local offerings to continue to attract more residents. The home values are steadily rising with rental prices keeping in step with the national average.

9. Round Rock – Median Home Value = $279,000

Once just a simple suburb north of Austin, this little city has exploded in recent years. Round Rock is home to Dell, TECO-Westinghouse, and Emerson, just to name of few big tech companies that draw a high-skill population to the area. Being perfectly situated on I-35 makes Round Rock a simple choice for Austin commuters looking to escape the city in pursuit of the suburbs. The city still predicts a lot of growth, so this market is ideal for a real estate investor. 

10. Odessa – Median Home Value $175,500

Odessa is seated right in oil country. This city has gone through a recent boom aligned with an increase in oil production, making the housing market very desirable for a real estate investor. The city expects population growth to continue along with high-paying jobs in the oil and gas industry. For real estate investors, a lull in the oil and gas industry generally creates a glut of home foreclosures that savvy investors can snatch up.

How You Can Cash In On Growing Real Estate Markets

Fix-n-flips are a great way to capitalize on growing real estate markets. You might not have your own show on HGTV, but it can still be fun, rewarding, and profitable. If you’re investing in an area where reselling may be difficult, remember to have an exit strategy. Be willing to rent out the house while trying to sell it. This arrangement may last for longer than your projection, so it’s best to plan.

Whether you’re looking for house-flipping opportunities in emerging markets or your nearby vicinity, CambridgeHomeLoan.com can help you with your next endeavor. Contact us today to get started looking at Texas cities for fix-n-flip or learn more about our loan opportunities.

Are you looking for a private lender who can offer aggressive rates, close quickly, and not require any income docs?

If so, CambridgeHomeLoan.com  is the perfect fit! 

CambridgeHomeLoan.com is a Texas private lender that specializes in asset based private money loans on non-owner occupied investment properties nationwide particularly in states such as Texas, Florida, Ohio and Georgia.

If you are a Texas real estate investor, developer, mortgage broker, or individual who needs a FAST, RELIABLE, & HONEST PARTNER for rental investment, commercial, or multi-family properties… Contact us today for a complimentary consultation.

We would like to provide you a pre-approval letter and soft quote for your particular scenario.

Texas is one of the best markets for fix-n-flips. This trend is a result of Texas cities trending upwards in home value and quality of life, with current home values fair or low priced and low remodeling costs. However, investors find the best returns on investment in developing markets that are not yet saturated.

Expert Real Estate Financing & Advice Blog

View and learn more about our investment and commercial real estate financing at CambridgeCapital.org