Hard Money Loan Oklahoma

Oklahoma Hard Money Real Estate Loans

* Up to 90% of Purchase Price
* Up To 10 100% of Rehab Costs
* Funding As Fast As 5 Days!

* Single Family Investment Properties
* Multi-Family Investments
* Mixed Use 
* Commercial Real Estate Loans

LOAN APPLICATION  QUICK APPLY

CambridgeHomeLoan.com is #1 hard money loan lender in Oklahoma. We have gained our reputation as the fastest hard money loan lender in multifamily loans and bridge lending because we know how critical each day is in the competitive Oklahoma real estate market. 

Hard Money Loans Oklahoma Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations Best Oklahoma Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTV and up to 100% of fix up costs.

Fix To Rent Loans Oklahoma

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    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $100 million

Fix To Flip Loans Bridge Loan Oklahoma

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $100 million

Multi-Family Loans/
Commercial Real Estate

      • 1-50+ properties

      • Multifamily, condos, student housing, 
      • mixed use w/ majority residential

      • 12, 24 mo., 5,10,30,40 year terms

      • Up to 100% of cost

    • $1M – $50M

      • Bridge, Construction, Permanent, Refi.

Hard Money Loan Oklahoma
We provide a Fast Close for Investment Properties and Commercial Real Estate. Fix and Flip, Fix to Rent, Multifamily, Commercial real estate. We have Purchase, Refinance and Cash out Refinance programs available. Hard money Loan programs can finance up to 90% of the acquisition on fix To flip/Fix to rent and 85 – 100% LTC of commercial real estate and multifamily acquisition. We provide 100% of the construction costs. For all of your hard money needs, contact us today!

Hard Money Loans Oklahoma

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Commercial Real Estate Hard Money Loan. Great Rates! Fast Close!!

Hard Money Loan Application

How Does A Hard Money Loan Work in Oklahoma?

A hard money loan is a way for you to borrow money for real estate without using traditional mortgage lenders. Instead, the funds come from individuals or investors who lend money based primarily on the property you’re using as collateral.

Traditional mortgage loans require proof that you can comfortably repay the debt. Lenders often review your credit scores and any income available to evaluate your creditworthiness. If you have plenty of income, savings, or can get another collateralized loan you might not need to worry.

Hard money loans are generally short-term loans, lasting from 1,2 or three years. You use them as a quick way to get money for a purchase. However, you wouldn’t want to keep one of these loans for an extended period because interest rates for hard money are typically relatively high. 

Benefits of Hard Money Loan in Oklahoma

About Oklahoma

Oklahoma is a state in the South Central region of the United States, bordered by Texas on the south and west, Kansas on the north, Missouri on the northeast, Arkansas on the east, New Mexico on the west, and Colorado on the northwest. Partially in the western extreme of the Upland South, it is the 20th-most extensive and the 28th-most populous of the 50 United States. Its residents are known as Oklahomans (or colloquially “Okies”), and its capital and largest city is Oklahoma City.

One of the best places to invest in Flip houses and commercial real estate

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Hard money loans, including those in Oklahoma, are a type of financing provided by private individuals or companies, typically secured by real estate. These loans are known for their speed and flexibility, making them suitable for certain real estate transactions. Here are some potential benefits of hard money loans in Oklahoma:

  1. Quick Approval and Funding:

    • One of the primary advantages of hard money loans is their quick approval and funding process. Traditional loans from banks often involve a lengthy approval process, while hard money lenders like CambridgeHomeLoan.com can provide funds much faster, sometimes within days.

  2. Flexibility in Collateral:

    • Hard money lenders in Oklahoma are primarily concerned with the value of the property used as collateral. This flexibility allows borrowers with unique or unconventional properties to secure financing that might be challenging to obtain through traditional lenders.

  3. Credit History is Less Important:

    • Unlike traditional lenders who heavily weigh a borrower’s credit history, CambridgeHomeLoan.com focus more on the value of the property and the borrower’s equity. This makes hard money loans accessible to individuals with a less-than-perfect credit history.

  4. Ideal for Short-Term Projects:

    • Hard money loans are often used for short-term real estate investments, such as fix-and-flip projects or construction loans. They are well-suited for situations where the borrower plans to improve the property and sell it or refinance quickly, typically within 1-3 years.

  5. Customized Repayment Plans:

    • Hard money lenders may offer more flexibility in structuring repayment plans. This can include interest-only payments, allowing borrowers to manage cash flow more effectively during the term of the loan.

  6. Access to Cash in Unique Situations:

    • Hard money loans can be a viable option for borrowers in unique or challenging financial situations, such as self-employed individuals who may have difficulty documenting a consistent income.

  7. No Prepayment Penalties:

    • Some hard money loans come with no prepayment penalties, allowing borrowers to repay the loan early without incurring additional fees. This can be advantageous for those who plan to sell the property quickly.

  8. Local Market Understanding:

    • Hard money lenders like CambridgeHomeLoan.com often have a deep understanding of the local real estate market. This can be beneficial for borrowers as lenders may provide valuable insights and advice based on their knowledge of the area.

  9. Ability to Overcome Property Issues:

    • If a property has issues that would make it ineligible for a conventional loan, such as the need for significant repairs, hard money lenders may still be willing to provide financing based on the property’s potential value.

  10. Opportunity to Build Relationships:

    • CambridgeHomeLoan.com prides itself in helping investors from their first property through an entire successful real estate career. Helping borrowers leverage their funds and building passive income well into the future. 

CambridgeHomeLoan.com can manage all of your real estate loans from ground up construction, spec houses to fix and flip and fix to rent home loans. When you want to get your price and close in just a few days to easy rehab draws that can help you get your project done on time and in budget. Give us a call today with your project outline and we can give you the possibilities.

#1 In Hard Money Loans

Why to Live in Oklahoma? If you’re considering a move to Oklahoma City, it can be a great place to live, work and play for many reasons. It’s surrounded by beauty, is affordable, is a safe community, and is easy to navigate whether you’re working, shopping, or dining.

The Best Places In Oklahoma To Invest In 2024

  1. Oklahoma City:

    • The capital and largest city in Oklahoma, Oklahoma City, has experienced economic growth and diversification. It has a relatively stable job market and diverse industries, making it an attractive option for real estate investment.

  2. Tulsa:

    • Tulsa is another major city in Oklahoma with a growing economy. The city has been investing in downtown revitalization projects and has a relatively low cost of living, which can be appealing to both residents and investors.

  3. Edmond:

    • Located just north of Oklahoma City, Edmond is a suburb known for its good schools and family-friendly environment. Growing suburbs often present opportunities for residential real estate investment.

  4. Norman:

    • Home to the University of Oklahoma, Norman has a stable rental market due to the student population. Areas around universities can be promising for investors interested in rental properties.

  5. Broken Arrow:

    • A suburb of Tulsa, Broken Arrow has seen population growth and has been recognized as one of the safest cities in Oklahoma. The demand for housing in growing suburban areas can present investment opportunities.

  6. Moore:

    • Moore is another suburb of Oklahoma City that has experienced population growth. It can be worth exploring for residential real estate investment, especially in neighborhoods with good amenities.

  7. Midwest City:

    • Located in the eastern part of Oklahoma City, Midwest City has a mix of residential and commercial areas. Proximity to employment centers can make it an interesting option for real estate investors.

  8. Yukon:

    • Yukon, on the western edge of Oklahoma City, has seen population growth and has a mix of suburban and rural characteristics. Areas experiencing growth can present investment potential.

  9. Shawnee:

    • Shawnee, located east of Oklahoma City, has historical significance and a diverse economy. It may be worth exploring for investors looking for opportunities outside major urban centers.

  10. Ardmore:

    • Ardmore, situated in southern Oklahoma, has a diverse economy and can be attractive for investors interested in non-urban properties.

When considering real estate investments, it’s crucial to assess factors such as job growth, population trends, local economic conditions, and development plans. Additionally, always consult with local real estate professionals who have a deep understanding of the market for the most accurate and timely information. The above cities as of this study have the attributes to be the best areas to invest in Oklahoma for 2024 and beyond.

Expert Mortgage and Investment Real Estate Advice