Hard Money Loan West Palm Beach

CambridgeHomeLoan.com is #1 Hard money and Bridge lender in the US, we have gained our reputation as the fastest hard money lender in multifamily loans and bridge lending because we know how critical each day is in the competitive real estate market. 

We are serving all of West Palm Beach zip-codes including- 33401, 33402, 33403, 33405, 33407, 33408, 33409, 33410, 33411, 33412, 33413, 33414, 33415, 33416, 33417, 33418, 33419, 33420, 33421, 33422. 

With our knowledge of West Palm Beach’s hard money loan market, Cambridge Home Loan is able to work out and structure creative solutions that fit your hard money financing needs in West Palm Beach. We fund loans based on the value of the asset so in some cases we were even able to finance more than 100% of the purchase price and rehab amount.

West Palm Beach Demographics

According to the most recent ACS, the racial composition of West Palm Beach was:

  • White: 58.23%
  • Black or African American: 34.45%
  • Other race: 3.12%
  • Asian: 2.07%
  • Two or more races: 2.06%
  • Native American: 0.08%

We are serving all of West Palm Beach zip-codes including- 33401, 33402, 33403, 33405, 33407, 33408, 33409, 33410, 33411, 33412, 33413, 33414, 33415, 33416, 33417, 33418, 33419, 33420, 33421, 33422.

Not just West Palm Beach Hard Money Loans, we are offering following loans as well:

Why Use a Hard Money Loan

If you need to close fast. While applying for a loan at your typical bank may take months for them to review your loan application, CambridgeHomeLoan.com offers the same day fix and flip | fix to rent |hard money loan approval, and we can fund within 5 days.  In an emergency situation for current customers, we can even fund a deal in 1 day!

If the property isn’t stabilized. Many times, it’s not just a question of time, but it’s the actual property or asset that you are purchasing that a traditional bank just will not finance.  Some examples include a property that requires additional funds to rehab, ones that are missing a Certificate of Occupancy (CO), or others that do not have a strong rental history.  Hard money lenders such as CambridgeHomeLoan.com will be able to fund the property when a bank can’t.

What if my credit is poor.  CambridgeHomeLoan.com understands that there are events in people’s lives that negatively influence their credit score. Therefore, we are mostly concerned with the value of the real estate asset, rather than debt-to-income ratios when considering funding a loan. FICO always plays a role, but not nearly as much.

What If I don’t want to have a loan in my personal name.  A traditional bank is most likely to require that your investment property be owned directly by the individual they are making the loan to.  This is a liability risk to any investor. Setting up a property in an LLC. is just good business sense and whether you are buying your first property or your fiftieth, setting up an LLC. helps protect you from a myriad of pitfalls if one were to occur. Obtaining a hard money loan to acquire your property in an LLC. will help you protect your assets for the long term.

#1 In Hard Money Loans

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