Mortgage Loan Calculators

Loan Amortization
Purchase Price: $
Down Payment: $
Loan Term: years
Interest Rate: %
Payment: $ /month
Principal $
Interest $
Balance: $

About the Mortgage Payment Calculator


Our Mortgage Payment Calculator allows you to easily determine what your monthly payments would be on a fixed-rate mortgage of a given amount, length and interest rate. 

How to calculate mortgage payments

To use the Mortgage Payment Calculator, start by entering:

  • the amount you wish
    to borrow
  • the interest rate
  • the length of the loan
    in years and
  • the value of the property.


Mortgage Payment Calculator

There are several ways to use the standard Mortgage Payment Calculator aside from simply determining what a mortgage refinance of a certain amount and interest rate will cost you. You can vary the interest rate slightly to see the impact of rate fluctuations and how much you might save or pay more if rates change before you lock your rate. You can vary the loan amount to see how changing the size of your down payment would affect your monthly payment. You can compare monthly payments for different homes at different prices.


You can also see how shortening or lengthening the loan term (the time it takes to pay off the mortgage) affects the monthly payment. Because shorter-term mortgages have lower rates than longer ones do, and paying off a loan faster reduces interest compounding, the monthly payments for a shorter-term mortgage may be less than you expect.

For Rental Properties See If your PITI equals your rent payment. For DSCR loans your best rates are if your rent is 1.25 times your Principal, Interest, Taxes and Insurance.

Mortgage Calculator
Purchase Price: $
Down Payment: $
Loan Term: years
Interest Rate: %
Property Tax: $ /year
Insurance: $ /year
Payment: $ /month

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