Today’s mortgage marketplace has an abundance of loan options. Choosing the option that is best suited for your situation can be difficult. CambridgeHomeLoan is here to help you understand your options and choose the right loan for you.
When you first make contact with your mortgage broker, explain all of your interests and concerns.
Let them understand what you are trying to accomplish and they will review the best options for you to accomplish those goals.
See below some of the various programs available to you.
Just fill out the form below and we will answer any questions that you might have on your home financing journey.
Fixed Rate Mortgage
Adjustable Rate Mortgage (ARM) & Hybrid Loan
Adjustable rate mortgage loans and hybrid home loans have features in the loan documents that allow the interest rate to be changed based upon pre arranged terms. Hybrid loans can have a rate that is fixed at the beginning stages of the loan, such as 3 or 5 years of a fixed rate and then to adjust one time per year. Such loans are presented as 3/1 and 5/1 hybrids. The 5/1 loan would be fixed for the initial 5years and then can adjust each year thereafter. Be careful to read the fine print in the loan documents carefully.
FHA Home Loan
VA Home Loan
You can ask your CambridgeHomeLoan.com to obtain your COE on your behalf. Speak with a VA Loan Specialist to get your COE today. The process takes minutes to complete with proof of your military service and ensures your home financing moves forward without delays. or call 800-826-5077.
If you prefer to do the work yourself, VA Loan applicants can contact the Veterans Administration directly and fill out a Certificate of Eligibility (VA Form 26-1880).
USDA Home Loan
FHA 203K & Fix and Flip Home Loans
There are many other loan categories and types from Jumbo and Super Jumbo loans, Statement Only Home Loans, Asset Only Home Loans, P&L Only Home Loans, Business Statement only Home Loans, Fix and Flip Home Loans, Fix and Rent Home Loans, Commercial Loans and more. For more information call 800-826-5077 or check our blog posts below.
Expert Mortgage Home Loan Information
One of the top fix and flip and investment real estate markets, New Jersey is ripe for investing into real estate. Whether you are looking