VA Loan Alachua

VA Loan Alachua Benefits:
* No Money Down!
* No Private Mortgage Insurance
* Looser Credit Requirements
* Up to 4% Seller Concession
#1 VA Lender Alachua Florida

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VA Loan Alachua Florida

CambridgeHomeLoan.com is #1 VA Loan lender in Alachua Florida. We have gained the reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive Alachua Florida real estate market. We are serving all of Alachua zip-codes including zip codes 32615, 32616, 32653  and throughout Florida, Maryland and more. 

What Is A VA Loan?

A VA loan is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, the active-duty service members, widowed service members’ spouses Veterans and national guard to buy a home. VA loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. This loan type has become increasingly popular because it is easy to qualify with no down payment required and low closing costs.

How Does A VA Home Loan Work in Alachua Florida?

VA home loan are non-conventional home loans. Since the VA loans are government-insured, they do not have the conventional mortgage underwriting guidelines that you get from conventional banks.

The VA Loan are easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veterans affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.

VA Loan Tampa

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What are the VA Home Loan Requirements?

To get a VA loan Alachua Florida, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:

  • You are an active-duty service member or an honorably discharged veteran who has 90 consecutive days of active service during wartime or 181 days of active service during peacetime.
  • You have served more than six years in the National Guard or the Selected Reserve.
  • You are the spouse of a service member who died in the line of duty.

When applying for a VA loan in Alachua, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender know what you qualify for. 

Key benefits of VA Home Loan that we provide

  • Eligible homebuyers are not required to have a down payment in most cases – typically cited as the greatest benefit of a VA Home Loan
  • No monthly mortgage insurance premiums or PMI to pay.
  • Lower average interest rates than other loan types.
  • No prepayment penalties.
  • Limitation on buyers’ closing costs.

Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Not just Alachua VA Loan, we are offering following loans as well:

Fix To Rent Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $100 million

Fix To Flip Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $100 million

Multi Family /
Commercial Real Estate

      • 1-50+ properties

      • Multifamily, condos, student housing, 
      • mixed use w/ majority residential

      • 12, 24 mo., 5,10,30,40 year terms

      • Up to 100% of cost

    • $1M – $50M

      • Bridge, Construction, Permanent, Refi.

About Alachua Florida

Alachua, with its convenient location near the University of Florida in Gainesville, up-scale suburban feel, and large variety of natural parks and outdoor recreation has gained the reputation of being one of the best places to live in Florida. Founded in 1884, Alachua was designed to be a flourishing railroad town, and has evolved much since then, though keeping the tradition of reliable neighbors. 


Alachua, being located in central-northern Florida is roughly one hour away from the beautiful shores on either coast, which enables it to have the best tropical weather. Hotspots in town include upscale coffee houses and cafes, local breweries, and the locally renowned Retirement Home for Horses at Mill Creek


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