CambridgeHomeLoan.com is #1 VA Loans lender in Anna Maria Florida. We have gained our reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive Anna Maria Florida real estate market. We are serving all of Anna Maria zip-codes including zip codes 34216, 34217 and throughout Florida, Maryland and more.
A VA loan is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, the active-duty service members, widowed service members’ spouses Veterans and national guard to buy a home. VA loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. This loan type has become increasingly popular because it is easy to qualify with no down payment required and low closing costs.
VA home loan are non-conventional home loans. Since the VA loans are government-insured they do not have the conventional mortgage underwriting guidelines that you get from conventional banks.
The VA Loan are easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veterans affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.
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To get a VA loan in Anna Maria Florida, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:
When applying for a VA loan in Anna Maria, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender know what you qualify for.
About Anna Maria Florida
Founded by Madison Post, a former mayor of Tampa, named the island and town after his sister-in-law, Anna, and wife, Maria. The Town of Anna Maria was designed to be the most beautiful residential area in the state of Florida and still is debatably just that. Being minutes away from the town of Brandenton, and conveniently located between the night life of Tampa and Sarasota, Anna Maria is just one of the many beautiful gulf coast locations.
The Anna Maria City Pier, built in 1911, still stands and is a highlight of local fishing and dining. Other local sites include historical churches, with one of the most popular being the Roser Memorial Community Church, which was built by funds donated by Charles Roser, who is the single man that most credit with inventing the Fig Newton.
White sand beaches and beautiful teal waters are the focal point of Anna Maria, Florida. The breath taking sunsets on the calm gulf coast waters perfectly matches the laid back lifestyle.
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