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VA Loan New Port Richey Florida
VA Loan New Port Richey Florida
How Does A VA Home Loan Work in New Port Richey Florida?
CambridgeHomeLoan.com is #1 VA Loan lender in New Port Richey Florida. We have gained our reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive New Port Richey Florida real estate market. We are serving all of Apalchicola zip-codes including zip codes 34652,34653,34656 and throughout Florida, Maryland and 47 other US states.
VA home loans are non-conventional home loans. Since the VA loans are government-insured they do not have the conventional mortgage underwriting guidelines that you get from conventional banks.
The VA Loan are easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veterans affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.
VA Home Loan New Port Richey Florida
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What Is A VA Loan?
A VA loan is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, the active-duty service members, widowed service members’ spouses Veterans and national guard to buy a home. VA loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. This loan type has become increasingly popular because it is easy to qualify with no down payment required and low closing costs.
What are the VA Home Loan Requirements?
To get a VA loan in New Port Richey Florida, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:
- You are an active-duty service member or an honorably discharged veteran who has 90 consecutive days of active service during wartime or 181 days of active service during peacetime.
- You have served more than six years in the National Guard or the Selected Reserve.
- You are the spouse of a service member who died in the line of duty.
When applying for a VA loan in New Port Richey, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender know what you qualify for.
Key benefits of VA Home Loan that we provide
- Eligible homebuyers are not required to have a down payment in most cases – typically cited as the greatest benefit of a VA Home Loan
- No monthly mortgage insurance premiums or PMI to pay.
- Lower average interest rates than other loan types.
- No prepayment penalties.
- Limitation on buyers’ closing costs.
Loans Custom Built for Real Estate Investors
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.
Not just a New Port Richey VA Loan, we are offering the following loans as well:
About New Port Richey Florida
Introduction to New Port Richey, Florida
New Port Richey, Florida, in Pasco county, is 11 miles N of Palm Harbor, Florida (center to center) and 26 miles NW of Tampa, Florida. The city is in the Tampa-Saint Petersburg-Clearwater area.
New Port Richey and Nearby Attractions
- West Pasco Historical Society.
- Gulf Harbors Golf Course.
- Sims Park.
- Starkey Wilderness Park.
- Walt Disney World.
- Sea World.
- Universal Studios.
New Port Richey Activities
New Port Richey is very popular as a retirement community. Here people can indulge in a number of exciting activities, from sport fishing to exploration of jungle areas with alligators. People of all ages would be able to find activities that suit their interests, be it swimming, jet skiing, sailing, scuba diving or snorkeling. The various waterways found in the area are ideal for boating, kayaking and canoeing. Besides these, there are a number of high class golf courses as well.
Expert Mortgage and Investment Real Estate Advice
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