VA Loan Sanford Florida

VA Loan Sanford Florida

How Does A VA Home Loan Work in Sanford Florida?

CambridgeHomeLoan.com is #1 VA Loan lender in Sanford Florida. We have gained our reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive Sanford Florida real estate market. We are serving all of Apalchicola zip-codes including zip codes 32746,32771,32772,32773 and throughout Florida, Maryland and 47 other US states.

VA home loans are non-conventional home loans. Since the VA loans are government-insured they do not have the conventional mortgage underwriting guidelines that you get from conventional banks.

The VA Loan are easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veterans affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.

VA Home Loan Sanford Florida

VA Home Loan

PREQUALIFY FOR YOUR VA LOAN HERE
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What Is A VA Loan?

A VA loan is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, the active-duty service members, widowed service members’ spouses Veterans and national guard to buy a home. VA loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. This loan type has become increasingly popular because it is easy to qualify with no down payment required and low closing costs.

What are the VA Home Loan Requirements?

To get a VA loan in Sanford Florida, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:

  • You are an active-duty service member or an honorably discharged veteran who has 90 consecutive days of active service during wartime or 181 days of active service during peacetime.
  • You have served more than six years in the National Guard or the Selected Reserve.
  • You are the spouse of a service member who died in the line of duty.

When applying for a VA loan in Sanford, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender know what you qualify for. 

Key benefits of VA Home Loan that we provide

  • Eligible homebuyers are not required to have a down payment in most cases – typically cited as the greatest benefit of a VA Home Loan
  • No monthly mortgage insurance premiums or PMI to pay.
  • Lower average interest rates than other loan types.
  • No prepayment penalties.
  • Limitation on buyers’ closing costs.


Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Not just a Sanford VA Loan, we are offering the following loans as well:

Fix To Rent Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $100 million

Fix To Flip Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $100 million

Multi Family /
Commercial Real Estate

      • 1-50+ properties

      • Multifamily, condos, student housing, 
      • mixed use w/ majority residential

      • 12, 24 mo., 5,10,30,40 year terms

      • Up to 100% of cost

    • $1M – $50M

      • Bridge, Construction, Permanent, Refi.

About Sanford Florida

Introduction to Sanford, Florida

Sanford, Florida, in Seminole county, is 10 miles S of Deltona, Florida (center to center) and 90 miles NE of Tampa, Florida. The city is located along the shoreline of Lake Monroe at the head of the St. Johns River in Central Florida. It features numerous marinas and provides boats and commercial vessels access to the Atlantic Ocean. The city includes a large number of old commercial buildings and residential homes and has a small town rural atmosphere.

Sanford Attractions

  • Central Florida Zoological Park.
  • Sanford Museum.
  • Museum of Seminole County History.
  • Jazzed in Sanford.
  • Historic Sanford Memorial Stadium.
  • Cinema in the Park.
  • River Walk.
  • Palms Island Resort and Marina.
  • Big Tree County Park.
  • Colonial Town Park.
  • Historic Downtown Sanford.
  • Jeanine Taylor Folk Art.
  • The Helen Stairs Theatre.

Sanford Activities

Tourists enjoy the cruises along the scenic St. John’s River which provide opportunities to see heron, osprey, eagles, manatee and other types of wildlife. Lake Dot Park is noteworthy for fishing. Sanford River Walk provides scenic views of Lake Monroe. Lake Jesup is popular with residents. The nearby Wekiwa Springs State Park is a large scenic acreage.

Golfers enjoy the area’s numerous quality courses including the Mayfair Country Club, Magnolia Plantation Golf Club and the Timacuan Golf & Country Club. The popular Sea World Orlando, Universal Studios Florida and Universal Studios Islands of Adventure are nearby.

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