We pride ourselves on being the #1 VA Loan lender in Temple Hills Maryland. We have gained our reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive Temple Hills Maryland real estate market. We are serving all of Temple Hills Maryland zip-codes including zip code 20748 and throughout Maryland, Florida and 47 other US states.
VA home loans are non-conventional home loans. Since the VA loans are government-insured they do not have the conventional mortgage underwriting guidelines that you get from conventional banks.
The VA Loan are easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veteran affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.
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A VA loan is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, the active-duty service members, widowed service members’ spouses Veterans and national guard to buy a home. VA loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. This loan type has become increasingly popular because it is easy to qualify with no down payment required and low closing costs.
To get a VA loan in Temple Hills Maryland, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:
When applying for a VA loan in Temple Hills, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender know what you qualify for.
Introduction toTemple Hills, Maryland
Temple Hills is an unincorporated area and census-designated place in Prince George’s County, Maryland, United States. Temple Hills borders the communities of Hillcrest Heights, Marlow Heights, Camp Springs and Oxon Hill. As of the 2010 census it had a population of 7,852
Why to Live in Temple Hills?
Temple Hills is in the 24th percentile for safety, meaning 76% of cities are safer and 24% of cities are more dangerous. … The rate of crime in Temple Hills is 40.91 per 1,000 residents during a standard year. People who live in Temple Hills generally consider the southeast part of the city to be the safest.
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