VA Loan Titusville Florida

VA Loan Titusville Florida

How Does A VA Home Loan Work in Titusville Florida?

CambridgeHomeLoan.com is #1 VA Loan lender in Titusville Florida. We have gained our reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive Titusville Florida real estate market. We are serving all of Apalchicola zip-codes including zip codes 32780,32781,32783,32796,32927 and throughout Florida, Maryland and 47 other US states.

VA home loans are non-conventional home loans. Since the VA loans are government-insured they do not have the conventional mortgage underwriting guidelines that you get from conventional banks.

The VA Loan are easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veterans affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.

VA Home Loan Titusville Florida

VA Home Loan

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What Is A VA Loan?

A VA loan is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, the active-duty service members, widowed service members’ spouses Veterans and national guard to buy a home. VA loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. This loan type has become increasingly popular because it is easy to qualify with no down payment required and low closing costs.

What are the VA Home Loan Requirements?

To get a VA loan in Titusville Florida, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:

  • You are an active-duty service member or an honorably discharged veteran who has 90 consecutive days of active service during wartime or 181 days of active service during peacetime.
  • You have served more than six years in the National Guard or the Selected Reserve.
  • You are the spouse of a service member who died in the line of duty.

When applying for a VA loan in Titusville, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender know what you qualify for. 

Key benefits of VA Home Loan that we provide

  • Eligible homebuyers are not required to have a down payment in most cases – typically cited as the greatest benefit of a VA Home Loan
  • No monthly mortgage insurance premiums or PMI to pay.
  • Lower average interest rates than other loan types.
  • No prepayment penalties.
  • Limitation on buyers’ closing costs.


Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Not just a Titusville VA Loan, we are offering the following loans as well:

Fix To Rent Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $100 million

Fix To Flip Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $100 million

Multi Family /
Commercial Real Estate

      • 1-50+ properties

      • Multifamily, condos, student housing, 
      • mixed use w/ majority residential

      • 12, 24 mo., 5,10,30,40 year terms

      • Up to 100% of cost

    • $1M – $50M

      • Bridge, Construction, Permanent, Refi.

About Titusville Florida

Introduction to Titusville, Florida

Titusville, Florida, in Brevard county, is 34 miles SE of Deltona, Florida (center to center) and 110 miles NE of Tampa, Florida. The city is situated in the Central Atlantic Coast of Florida along the Indian River Lagoon. It’s known as “Space City, USA.” The municipality is located a few miles away from the renowned Kennedy Space Center. Titusville is located near prominent wildlife areas.

Titusville Attractions

  • Kennedy Space Center Visitors Complex is a popular tourist destination.
  • American Police Hall of Fame & Museum.
  • U.S. Space Walk of Fame Museum pays tribute to Americas’s astronaut and the members of the space exploration team.
  • North Brevard Historical Society Museum.
  • Valiant Air Command Warbirds Museum features aircraft from World War I and modern aircraft from Desert Storm.
  • U.S. Astronaut Hall of Fame includes the largest collection of astronaut memorabilia in the world.
  • The Titusville Marina provides opportunities for visitors to see manatee and other types of marine life.
  • Veterans Memorial of Titusville.
  • Titusville Playhouse.
  • Maxwell C. King Center for the Performing Arts.
  • Titusville Art League.
  • Space Coast Birding & Wildlife Festival.
  • Warbird Air Show.
  • Challenger Memorial.
  • Cape Canaveral Lighthouse.

Titusville Activities

The Merritt Island Wildlife Refuge and the Canaveral National Seashore offer protection for more than 500 species of wildlife. It’s regarded as one of the best locations for bird watching in the world and it includes unspoiled beach areas. The region is home to the Enchanted Forest Nature Sanctuary. The Indian River Lagoon and the St. Johns River provide excellent opportunities for fishing. Golfers enjoy the quality nearby courses. Kayaking swimming, boating, snorkeling and parasailing are popular outdoor activities. Titusville is approximately an hour away from Orlando’s popular tourist destinations.

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