VA Loan
Vero Beach Florida

Vero Beach VA Loan Benefits:

* No Money Down
* Credit Score As Low As 580
* No Monthly Mortgage Insurance
* Addl Assistance for Disabled Veterans
* Streamlined Refinancing

#1 VA Lender Vero Beach Florida

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VA Home Loan Vero Beach Florida

VA Loan Tampa

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What Is A VA Loan?

A VA loan is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, the active-duty service members, widowed service members’ spouses Veterans and national guard to buy a home. VA loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. This loan type has become increasingly popular because it is easy to qualify with no down payment required and low closing costs.

To obtain a VA home loan, you need to follow these steps:

  1. Verify Your VA Loan Eligibility: Obtain your Certificate of Eligibility (COE) through your lender or independently.
  2. Complete the VA Loan Application Here: Finalize your loan application and provide all necessary paperwork, including W-2s, tax returns, drivers license and past 2 months bank statements.

What are the VA Home Loan Requirements?

To get a VA loan in Vero Beach Florida, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:

  • You are an active-duty service member or an honorably discharged veteran who has 90 consecutive days of active service during wartime or 181 days of active service during peacetime.
  • You have served more than six years in the National Guard or the Selected Reserve.
  • You are the spouse of a service member who died in the line of duty.

When applying for a VA loan in Vero Beach, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender know what you qualify for. 

Advantages of a VA Loan Vero Beach Florida

VA loans offer several advantages that make them an attractive option for eligible borrowers:

  1. No Down Payment: VA loans allow eligible borrowers to purchase a home without making a down payment, potentially saving them thousands of dollars upfront.
  2. Lower Interest Rates: VA loans often come with lower interest rates compared to conventional loans, resulting in lower monthly mortgage payments.
  3. No Monthly Mortgage Insurance: Unlike many other loan programs, VA loans do not require borrowers to pay monthly mortgage insurance, further reducing the overall cost of homeownership.
  4. Lenient Credit Requirements: VA loans have more flexible credit requirements compared to conventional loans, making it easier for borrowers with less-than-perfect credit histories to qualify.
  5. Streamlined Refinancing: VA loans offer the Interest Rate Reduction Refinance Loan (IRRRL), also known as VA Streamline, which allows borrowers with existing VA loans to refinance at a lower interest rate with minimal documentation and a lower VA funding fee.
  6. Assistance for Disabled Veterans: Disabled veterans may be eligible for additional benefits, such as waived funding fees and grants for home modifications to accommodate their disabilities.

VA Loan Vero Beach Florida

CambridgeHomeLoan.com is #1 VA Loan lender in Vero Beach Florida. We have gained our reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive Vero Beach Florida real estate market. 

VA home loans are non-conventional home loans. Since the VA loans are government-insured they do not have the conventional mortgage underwriting guidelines that you get from conventional banks.

The VA Loan Vero Beach is easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veterans affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.


Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Not just a Vero Beach VA Loan, we are offering the following loans as well:

Fix To Rent Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $100 million

Fix To Flip Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $100 million

Multi Family /
Commercial Real Estate

      • 1-50+ properties

      • Multifamily, condos, student housing, 
      • mixed use w/ majority residential

      • 12, 24 mo., 5,10,30,40 year terms

      • Up to 100% of cost

    • $1M – $50M

      • Bridge, Construction, Permanent, Refi.

About Vero Beach Florida

Introduction to Vero Beach, Florida

Vero Beach, Florida is 24 miles N of Port St. Lucie, Florida (center to center) and 127 miles E of Tampa, Florida. It is in Indian River county.

Vero Beach and Nearby Attractions

  • Driftwood Inn.
  • McKee Jungle Gardens.
  • Theodore Hausmann Estate.
  • Vero Railroad Station.
  • Royal Park Arcade.
  • Holman Stadium.
  • Vista Plantation Golf Club.
  • McLarty Treasure Museum.
  • Archie Carr National Wildlife Refuge.
  • Pelican Island National Wildlife Refuge.
  • Vero Beach Country Club.

Vero Beach Activities

Apart from its pristine environs, Vero Beach offers a wide range of fun activities that attracts tourists from all over the world. Visitors can enjoy swimming, diving, boating and fishing. There are some amazing gardens and parks which have a variety of flora and fauna. There are a number of golf courses for golf enthusiasts. One can also visit nature reserves like the Pelican Island and the Archie Carr National Wildlife Refuges.

Expert Mortgage and Investment Real Estate Advice

View and learn more about our investment and commercial financing at CambridgeHomeLoan.com