CambridgeHomeLoan.com is #1 VA Loan lender in Winter Haven Florida. We have gained our reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive Winter Haven Florida real estate market. We are serving all of Apalchicola zip-codes including zip codes 33839,33877,33880,33881,33882,33883,33884,33885,33888 and throughout Florida, Maryland and 47 other US states.
VA home loans are non-conventional home loans. Since the VA loans are government-insured they do not have the conventional mortgage underwriting guidelines that you get from conventional banks.
The VA Loan are easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veterans affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.
VA Home Loan Winter Haven Florida
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A VA loan is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, the active-duty service members, widowed service members’ spouses Veterans and national guard to buy a home. VA loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. This loan type has become increasingly popular because it is easy to qualify with no down payment required and low closing costs.
To get a VA loan in Winter Haven Florida, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:
When applying for a VA loan in Winter Haven, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender know what you qualify for.
About Winter Haven Florida
Winter Haven, Florida, in Polk county, is 14 miles E of Lakeland, Florida (center to center) and 44 miles E of Tampa, Florida. The city is located in the Lakeland-Winter Haven metropolitan area.
Winter Haven and Nearby Attractions
Cypress Gardens
Water Ski Museum and Hall of Fame
Bok Tower Gardens
Baytree Golf Club
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