Understanding Your Credit Score
What you need to know about how your FICO credit scores impact your borrowing and how FICO scores are calculated. One of the most important numbers in your adult life…
How Much Do I Need To Buy A House?
Hello Are you wondering if you have enough money to buy a home? With a wide variety of loan programs available, you might be closer than you think to owning…
Mortgage Products: The Jumbo Loan
Jumbo loans are are loans for houses over one million dollars, they’re not for the average borrower. Or so we thought. Today, however, thanks to the boom in real estate…
Best First Time Mortgage Rates
Best First Time Mortgage Rates are available to you right now. To understand how the required steps to take starts with understanding the terminology and your options. Only lenders that…
Should I Buy A House In San Francisco
Is Now A Good Time To Buy A House In The San Francisco Bay Area With the onslaught of Covid19 the real estate markets in some of the hottest markets…
Construction Loans Made Easy – One Time Close
Build Your Dream Home With One Construction Loan The FHA (Federal Housing Administration), One-Time Close (OTC) lending product is a loan that enables borrowers to both combine financing for the…
Credit Score Underwriting Standards
500-579 or No Score 31/43 ot applicable. Borrowers with minimum decision credit scores below 580, or with no credit score may not exceed 31/43 ratios. Energy Efficient Homes may have…
The Mortgage Markets Are Now Dominated By Non Bank Lenders
Most borrowers, whether they are purchasing property or refinancing their home, focus on their mortgage rate and loan terms rather than the type of lender they choose. Yet the landscape…
Mortgage Advice For Residential Real Estate
When it comes to owning your own property many people around the world will tell you that this is an impossibility and most certainly a lifelong dream. While once an…
Finding The Right Realtor For Your Real Estate Needs
Whether you are looking for a home of your very own or are interested in creating a long term working relationship with a realtor for the purposes of property investment…