FHA Loan Accokeek Maryland

FHA loan Accokeek Maryland

MARYLAND'S #1 FHA LOAN LENDER - CLICK HERE TO APPLY!

The Best FHA Home Loan Rates!

Accokeek Maryland’s #1 FHA loan lender. Helping borrowers in Accokeek qualify for the best FHA loan to meet their borrowing requirements. AN FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Accokeek Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Accokeek Maryland today!  Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in.  Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Prequalify for your FHA Home Loan - CLICK HERE!

Benefits of an FHA Home Loan in Accokeek Maryland

  • Low down payment with a minimum of 3.5% down payment
  • Lower credit scores. Down to 580 to for 3.5% down payment
  • Great for first time home buyers.
  • An Federal Housing Administration, FHA provides a guarantee loans to the lender who is actually extending the loan.
  • To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
  • FHA loan payments should be equal to or less than 31% of a borrower’s income. If a borrower has debt, the combination of debt payments and mortgage payment should equal 43% or less of the borrower’s income. The lender may make some exceptions to this rule. We can allow for a ratio of 50% DTI
  • To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
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Prequalify for your FHA Home Loan - CLICK HERE!

About Accokeek Maryland

Despite its long history, Accokeek, Maryland was not designated as its own town until 1990, where the United States Census Department designated it a CDP (Census Designated Place). Accokeek has flourished to be consistently named one of the best places to live in the entire state of Maryland. Just 20 minutes outside of Washing D.C., Accokeek holds the #2 ranked public school system, as well as a reputation of being safe and friendly. Accokeek, Maryland includes many parks, national and state preservations, and even beachfront to the Potomac River. 

In recent years, the job market in Accokeek and surrounding towns have been on the rise. The average price of sold homes sits just over $500,000, but one can find many hidden gems outside of this price range. The modern renovations of old development and abundance of new development adds to the many reasons why Accokeek is one of the hottest real estate markets in the state. 

For Investment Loans - Fix To Flip and Fix to Rent CLICK HERE!

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March 27, 2023 No Comments

Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts

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