Ashton Maryland’s #1 FHA loan lender. Helping borrowers in Ashton qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Ashton Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Ashton Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in.  Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Ashton Maryland

About Ashton Maryland

Ashton, Maryland, bordering the state of Virginia and sitting almost exactly between Washington, D.C. and the city of Annapolis is an amazing suburban area with many job opportunities for those looking for a short commute. Ashton would first be settled by Quakers around the year 1720. Though Ashton would never be officially incorporated, it would be identified as a census-designated-place. Through the 19th and 20th century, Ashton would see a steady increase in population and real estate and infrastructure development. Today, Ashton, Maryland has an abundance of parks and outdoor recreation locations, along with many historical attractions and great eateries. 

Ashton, Maryland is home to high-rated, competitive public schools and many amenities that make it a perfect place to reside. The real estate market in Ashton is very diverse and some may say it is competitive. The average home listing price in Ashton, Maryland is around $675,000.

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts