Barnesville Maryland’s #1 FHA loan lender. Helping borrowers in Barnesville qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Barnesville Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Barnesville Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in.  Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Barnesville Maryland

About Barnesville Maryland

Originally known as Barnestown, the town of Barnesville was settles in the 1700s by Quakers and quickly became a town based on the production and sale of tobacco, like many of nearby areas. The early 1800s would bring Barnesville more homes, business, and restaurants. The “downtown” area of Barnesville is where most of these shops and restaurants would be established. Barnesville would officially be incorporated in May of 1888. Through the 1900s, Barnesville would continue to construct, develop, and modernize but there were many efforts made to preserve the beauty of its nature and the farmland in the area. Today, Barnesville is known as a beautiful area with so much to do, great schools, and being very neighborly. 

With all the Barnesville offers, there is so much to support why one would call it the perfect place to reside. The average price of a home in Barnesville, Maryland is between $500,000 and $600,000 and has many styles and residential opportunities both inside and outside of that price range. 

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts