We are Bel Air Maryland’s #1 FHA loan lender. We are helping borrowers in Bel Air qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Bel Air Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Bel Air Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Bel Air, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Bel Air Maryland

About Bel Air Maryland

The town of Bel Air is the county seat of Harford County, Maryland, United States. According to the 2010 United States Census the population of the town was 10,120. Bel Air features hot, often humid summers, mild, wet springs, pleasant falls and cool to chilly winters.

Bel Air is in Harford County and is one of the best places to live in Maryland. Living in Bel Air offers residents a dense suburban feel and most residents own their homes. Many young professionals and retirees live in Bel Air and residents tend to lean conservative. The public schools in Bel Air are highly rated.

Major Attractions in and around Bel Air, MD

  • Ma & Pa Heritage Trail
  • Rockfield Park (Gathering place with a big playground)
  • Hays House Museum (Cozy home depicting early American life)
  • Historical Society of Harford County (History)
  • Bynum Run Park (Park and garden)
  • Bel Air Courthouse Historic District

Discuss Loan Options

I would like to discuss my loan options

Quick Apply

I would like to apply for my loan myself

Pre-Qualify

I am shopping for a home and would like to pre-qualify for my price range.

EXPERT HOME LOAN ADVICE

Non qm loan
Uncategorized

Non QM Mortgages Defined

WHAT IS  A NON QM LOAN Non-Qualifying Loans, usually referred to as Non-QM Loans or Non QM Mortgages, can be easily defined as loans that

Read More »

Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts