Bladensburg Maryland’s #1 FHA loan lender. Helping borrowers in Bladensburg qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Bladensburg Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Bladensburg Maryland today!  Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in.  Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Bladensburg Maryland

About Bladensburg Maryland

Previously being known as Garrison’s Landing, the town of Bladensburg, Maryland was named after a former governor of Maryland, Thomas Bladen. Though founded in 1742, Bladensburg wouldn’t be officially incorporated until the late months of 1854. The early years of Bladensburg’s economy was mainly focused on the production and sale of tobacco and tobacco products. However, the expansion of roads and railways would bring a population increase and much attraction to Bladensburg. In the mid-to-late 1800s the area would be known for its spa-springs and historical landmarks. Through the 1900s into today, local attractions and the local ports would help the area develop and flourish. 

The real estate market in Bladensburg, Maryland has been on the rise and still holds great potential. One can find many beautiful homes, ranging from renovated old foundations to new/modern developments. Currently, the average home price in Bladensburg, Maryland sits around $300,000. 

Along with the very high-ranked and competitive public school system, there is much that Bladensburg contains and makes it the perfect place to reside. 

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