Bowie Maryland’s #1 FHA loan lender. Helping borrowers in Bowie qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Bowie Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Bowie Maryland today!  Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in.  Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Bowie Maryland

About Bowie Maryland

Bowie, Maryland began as a small farming area in central Maryland. While first being famous for the residence of former Governor Samuel Ogle in 1745 and named Huntington City in the late 1800s, it would shortly be renamed to Bowie, after another former governor, Oden Bowie. The town of Bowie would officially be incorporated in 1916 and would see its population and economy boom around 1950, when a developer bought most of the land and built thousands of homes. Around this time, the local Bowie Race Track would grow famous but it would be short lived. The track would close in 1985 but would continue to be used as a racehorse training facility until 2015. Though there is no more racing or training at Bowie Race Track, the current owner is planning on bringing back action to the track in upcoming years. Today, Bowie holds many local attractions and one of the best public school systems in the United States, while still being one of the safest. 

The real estate market in Bowie, Maryland has continued to flourish and stills holds much opportunity. The average residence listing price in Bowie is around $425,000, though you can find beautiful homes within any price range. With many old and new developments there is much to offer for anyone looking to reside in Bowie, Maryland. 

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts