Capitol Heights Maryland’s #1 FHA loan lender. Helping borrowers in Capitol Heights qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Capitol Heights Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Capitol Heights Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in.  Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Capitol Heights Maryland

About Capitol Heights Maryland

With the great population increase within Washington D.C. in the late 1800s into the early 1900s, Otway Zantzinger purchased the vast open last that bordered it. He acquired over 400 acres, which he would divide into thousands of lots. This area would come to be known as Capitol Heights. Those who worked within Washington D.C. moved themselves and their families out of the now over-crowded city into the quiet, safe, and friendly suburban town. Though Zantzinger imagines a commuter town that did not have streets and would only rely on the electric-rail system, which was still only an idea, his dream was short lived. Throughout the mid 1900s the residents moved to improve and update their infrastructure, adding roads, public works services, and much more. Capitol Heights finally got the long awaited electric rail system in 1970 and would begin its major local economic boom from that point on. 

Today, Capitol Heights still holds that safe and friendly feel. The county’s public school system is ranked #2 in the state and is very competitive on the national level as well. The real estate market in Capitol Heights has been on a steady incline. The median home price within Capitol Heights sits around $300,000 with many beautiful homes found in any price range. 

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts