We are Columbia Maryland’s #1 FHA loan lender. We are helping borrowers in Columbia qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Columbia Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Columbia Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Columbia, we are the best FHA Loan Maryland lender.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Columbia Maryland

About Columbia Maryland

Columbia is located close to the center of Maryland. Columbia is part of Howard County. Columbia, Maryland boasts a thriving tech industry, plenty of fun things to do, warm summers, access to both Baltimore and the national capital, convenient public transportation options, and proximity to numerous schools and universities.

Major Attractions in and around Columbia, MD

  • Merriweather Post Pavilion (Live performances by big-time acts)
  • Patapsco Valley State Park – Hollofield Area (Recreational site on the Patapsco River)
  • Robinson Nature Center (Exhibits on nature in a woodsy setting)
  • Live! Casino & Hotel Maryland (24-hour spot for slots & table games)
  • Lake Kittamaqundi (Lake and fishing)
  • Blandair Regional Park West Playground (Large park with sports fields)

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts