We are Davidsonville Maryland’s #1 FHA loan lender. We are helping borrowers in Davidsonville qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Davidsonville Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Davidsonville Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Davidsonville, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Davidsonville Maryland

About Davidsonville Maryland

Davidsonville is an unincorporated community in central Anne Arundel County, Maryland, United States. It is a semi-rural community composed mostly of farms and suburban-like developments and is a good example of an “exurb.” Davidsonville has relatively little commercial development and no high-density housing.

Is Davidsonville, MD Safe? The A+ grade means the rate of crime is much lower than the average US city. Davidsonville is in the 94th percentile for safety, meaning 6% of cities are safer and 94% of cities are more dangerous.

Major Attractions in and around Davidsonville, MD

  • Riva Area Park
  • Davidsonville Park (Sports, hiking trails & river boating)
  • Central Avenue
  • Governor Bridge Natural Area (Park and garden)
  • Homeport Farm Park
  • Wooton’s Landing Wetland Park

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts