We are Edgewater Maryland’s #1 FHA loan lender. We are helping borrowers in Edgewater qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Edgewater Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Edgewater Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Edgewater, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Edgewater Maryland

About Edgewater Maryland

Edgewater is a suburb located southwest of Annapolis on the south side of the tidal South River. It is bordered by Mayo to the east, Riva to the west, and Lothian to the south. To the north, across the South River, are the communities of Parole and Annapolis Neck.

Edgewater is a suburb located southwest of Annapolis on the south side of the tidal South River. It is bordered by Mayo to the east, Riva to the west, and Lothian to the south. To the north, across the South River, are the communities of Parole and Annapolis Neck.

Major Attractions in and around Edgewater, MD

  • Historic London Town & Gardens (Open-air museum with colonial structures)
  • Quiet Waters Park (Parkland with a playground & gardens)
  • Great Frogs Winery (Winery, vineyard, wine tasting and wine)
  • Pennsylvania Dutch Farmer’s Market
  • Quiet Waters Dog Park (Beach)
  • Waterworks Park (Hiking trails, fishing & picnic areas)

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