We are Emmitsburg Maryland’s #1 FHA loan lender. We are helping borrowers in Emmitsburg qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Emmitsburg Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Emmitsburg Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Emmitsburg, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Emmitsburg Maryland

About Emmitsburg Maryland

Emmitsburg is located in northwest Maryland. Emmitsburg is part of Frederick County. Living in Emmitsburg offers residents a sparse suburban feel and most residents own their homes. In Emmitsburg there are a lot of parks. Many young professionals live in Emmitsburg and residents tend to lean conservative. The public schools in Emmitsburg are above average. The major companies serving Emmitsburg are HydroMax, Inc., Bollinger Construction Inc, Vortex Technology Consltng Inc, E Plus Graphics & Promotions and many more.

Major Attractions in and around Emmitsburg, MD

  • The National Shrine of Saint Elizabeth Ann Seton (Shrine)
  • National Fallen Firefighters Memorial (Park and garden,
    climbing and history)
  • National Shrine Grotto of Our Lady of Lourdes (Shrine and
  • Frederick County Fire Rescue Museum (Museum)
  • Mason & Dixon: Maryland Scenic Byway
  • Journey Through Hallowed Ground

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts