We are Havre De Grace Maryland’s #1 FHA loan lender. We are helping borrowers in Havre De Grace qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Havre De Grace Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Havre De Grace Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Havre De Grace, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Havre De Grace Maryland

About Havre De Grace Maryland

Havre de Grace abbreviated HdG, is a city in Harford County, Maryland, United States, situated at the mouth of the Susquehanna River and the head of Chesapeake Bay. It is named after the port city of Le Havre, France, which in full was once Le Havre de Grâce (French, “Harbor of Grace”).

Living in Havre de Grace offers residents a dense suburban feel and most residents own their homes. In Havre de Grace there are a lot of coffee shops and parks. Many young professionals and retirees live in Havre de Grace and residents tend to lean conservative. The public schools in Havre de Grace are above average.

Major Attractions in and around Havre De Grace, MD

  • Friends-Concord Point Lighthouse (Historic landmark with educational tours)
  • Havre De Grace Decoy Museum (Woodcarving displays of geese & ducks)
  • The Havre de Grace Maritime Museum (History & culture of commercial fishing)
  • Millard Tydings Memorial Park (Riverfront site for picnics & play)
  • Lock House Museum (Canal exhibits in a 19th-century home)
  • Bulle Rock Golf Course (Golf and country club)

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts