We are Joppatowne Maryland’s #1 FHA loan lender. We are helping borrowers in Joppatowne qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Joppatowne Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Joppatowne Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Joppatowne, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Joppatowne Maryland

About Joppatowne Maryland

Joppatowne is a place in southwestern Harford County, Maryland, United States. Serving as a bedroom community for nearby Baltimore, it was established in 1961 as a planned unit development. The population was 12,616 at the 2010 census, up from 11,391 in 2000.

Joppatowne is conveniently located close to Interstate 95, Baltimore City, Pennsylvania, and Delaware, as well as everything Harford County has to offer! It’s a beautiful place to live! Joppatowne is a beautiful place to raise a family because it is a family friendly town with a park and football field.

Major Attractions in and around Joppatowne, MD

  • Mariner Point Park (Park and garden)
  • Bay RV Ctr LLC
  • Gunpowder Falls State Park Hammerman Area (Riverfront picnic & kayak destination)
  • Hampton National Historic Site (Historic plantation with gardens & tours)
  • Loch Raven Reservoir (Scenic water reserve with fishing & more)
  • Ma & Pa Heritage Trail..






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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts