We are Kensington Maryland’s #1 FHA loan lender. We are helping borrowers in Kensington qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Kensington Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Kensington Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Kensington, we are the best FHA Loan Maryland lender.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Kensington Maryland

About Kensington Maryland

Kensington is a town in Montgomery County, Maryland, United States. The population was 2,213 at the 2010 United States Census. Greater Kensington encompasses the entire 20895 ZIP code, with a population of 19,054. 

Kensington is in Montgomery County and is one of the best places to live in Maryland. Living in Kensington offers residents an urban suburban mix feel and most residents own their homes. In Kensington there are a lot of coffee shops and parks. The public schools in Kensington are highly rated.

Major Attractions in and around Kensington, MD

  • Rock Creek (Park and garden, hiking, running, deer and river)
  • Washington D.C. Temple (Modern temple of the LDS faith)
  • Adah Rose Gallery
  • Sligo Creek Trail (Running)
  • The Bethesda Trolley Trail
  • Matthew Henson State Park (Creekside greenway with a paved trail)

Discuss Loan Options

I would like to discuss my loan options

Quick Apply

I would like to apply for my loan myself

apply home loan


I am shopping for a home and would like to pre-qualify for my price range.


Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts
FHA and Conventional from 3% Down, VA From No Money Down