We are Knoxville Maryland’s #1 FHA loan lender. We are helping borrowers in Knoxville qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Knoxville Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Knoxville  Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Knoxville, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Knoxville Maryland

About Knoxville Maryland

Knoxville is located in northwest Maryland. Knoxville is between the Frederick, Washington county. On average, the public school district that covers Knoxville is better than the state average in quality. The Knoxville area code is 301.

The A- grade means the rate of crime is lower than the average US city. Knoxville is in the 79th percentile for safety, meaning 21% of cities are safer and 79% of cities are more dangerous. People who live in Knoxville generally consider the north part of the city to be the safest.

Major Attractions in and around Knoxville, MD

  • Harpers Ferry National Historical Park Visitor Center
  • Brunswick Heritage Museum (Museum devoted to local history & trains)
  • Maryland Heights Trailhead
  • Gathland State Park (Historic home of a Civil War journalist)
  • Loudoun Heights (Mountain)
  • Hiddencroft Vineyards, LLC (Winery, vineyard, wine and wine tasting)

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FHA Mortgage
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What is an FHA Loan?

So, what is an FHA Loan? Mortgages that are insured by the Federal Housing Administration (FHA) are referred to as FHA Loans. This type of

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