Laurel Maryland’s #1 FHA loan lender. Helping borrowers in Laurel qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Laurel Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Laurel Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in.  Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Laurel Maryland

About Laurel Maryland

The area that Laurel, Maryland resides in has a very long and elaborate history, but the town itself began as a self-sufficient area, not getting much foot-traffic or individuals/families moving into the area. The town would receive its name from a local grist mill named the Laurel Factory that provided jobs and food to many members of the community. Laurel, Maryland would officially be incorporated in 1870 and continued to flourish since. The great expansion of the railroad, the neighboring nation’s capital, Washington D.C., and near-by cities like Baltimore, would also benefit Laurel. Today, there are a vast amount of historical sites, museums, beautiful parks, and trails. Laurel also contains a high-rated public schools system. 

Its modernization and location in relation to many busy cities allows for a great amount of job opportunities close to or in Laurel, Maryland. One can find many renovated old homes along side brand new home developments in Laurel, making it easy for anyone to find a home that they are looking for. The median sale price of a home in Laurel, Maryland is around $300,000. 

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts