Montgomery County Maryland’s #1 FHA loan lender. Helping borrowers in Montgomery County qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Montgomery County Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Montgomery County Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in.  Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Montgomery County Maryland

About Montgomery County Maryland

Just north of the United States’ capital, Washington D.C., sits the state of Maryland’s Montgomery County. Like most of the region, Montgomery County has immense history and is one of the oldest modern settlements in the United States. In the 1800s, Montgomery County saw much immigration and infrastructure development, including roadways and the railroad. In the early 1900s, public services, like the county police department were established. Throughout the 1900s, Montgomery County would continue to construct not only residences and commercial property, but also its local government. With many beautiful outdoor parks, historical sites, and delicious eateries, there is so much opportunity for fun in Montgomery County. 

Montgomery County, Maryland being the most populated county in Maryland has a very wide range of residences, in terms of styles and price. Today, the average price of a home in Montgomery County is around $500,000 and the local real estate market is on the rise. 

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts
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