Mount Rainier Maryland’s #1 FHA loan lender. Helping borrowers in Mount Rainier qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Mount Rainier Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Mount Rainier Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in.  Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Mount Rainier Maryland

About Mount Rainier Maryland

April of 1910 would be the official incorporation of the town of Mount Rainier. Long before its official incorporation, Mount Rainier, similar to neighboring towns, was mostly rural. However, the period of great urban expansion in the bordering nation’s capital, Washington D.C., forced individuals and families outward if they were looking for a more suburban lifestyle. Mount Rainier was one of the many locations that took this opportunity to expand. Along with its location on the Baltimore and Ohio Railroad, Mount Rainier was the perfect spot. The major residential and commercial developers of the area would name the town Mount Rainier after the famous mountain in the state of Washington. Mount Rainier, Maryland would see much success throughout the 1900s in both commercial and residential developments.

Today, Mount Rainier is still a prime location of the outskirts of the busy and bustling Washington D.C. Mount Rainier continues to have great access to the railroad lines, other cities in Maryland like Baltimore and the state capital, Annapolis, as well as the University of Maryland. In Mount Rainier, Maryland you can find that the average sale price of residences is around $525,000 and its real estate market has been on a continuous, steady incline. 

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