We are Olney Maryland’s #1 FHA loan lender. We are helping borrowers in Olney qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Olney Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Olney Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Olney, we are the best FHA Loan Maryland lender.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Olney Maryland

About Olney Maryland

Olney is located in Montgomery County, Maryland. It is located in the north central part of the county, ten miles (16 km) north of Washington, D.C.

Olney is in Montgomery County and is one of the best places to live in Maryland. Living in Olney offers residents a sparse suburban feel and most residents own their homes. Many young professionals live in Olney and residents tend to lean liberal. The public schools in Olney are highly rated.

Major Attractions in and around Olney, MD

  • Field of Screams Maryland
  • The Adventure Park at Sandy Spring (Zip line park with day & night passes)
  • Oakley Cabin African American Museum & Park (History and park and garden)
  • National Capital Trolley Museum (Vintage streetcar displays & rides)
  • Olney Manor Recreational Park
  • Athletic courts & an off-leash dog area
  • Lake Needwood (Lake for boating, fishing & forest hikes)

Discuss Loan Options

I would like to discuss my loan options

Quick Apply

I would like to apply for my loan myself

apply home loan


I am shopping for a home and would like to pre-qualify for my price range.


Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts
FHA and Conventional from 3% Down, VA From No Money Down