Oxon Hill Maryland’s #1 FHA loan lender. Helping borrowers in Oxon Hill qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Oxon Hill Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Oxon Hill Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in.  Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Oxon Hill Maryland

About Oxon Hill Maryland

Like other towns that border the city that is the nation’s capital, Washington D.C., Oxon Hill began as a commuter town for those looking to get a more suburban lifestyle for themselves and their family. Oxon Hill would come to have its own local economy, but wouldn’t get its own postal address until the 1960s, having to use Washington D.C.’s before then. With the long history of Oxon Hill even before its large population increase and residential/commercial developments, Oxon Hill has many historical sites today, Along with this, Oxon Hill, Maryland is home to many great parks, beautiful Potomac River views, and fun modern attractions. 

Oxon Hill, Maryland has seen a steep increase in their real estate market over the past decade. The average price of a home in Oxon Hill, Maryland is now around $325,000. With a wide spectrum of homes that range from renovated old foundations to brand new real estate developments there are many options for anyone looking to reside in the beautiful Oxon Hill.

Discuss Loan Options

I would like to discuss my loan options

Quick Apply

I would like to apply for my loan myself

Pre-Qualify

I am shopping for a home and would like to pre-qualify for my price range.

EXPERT HOME LOAN ADVICE

Commercial-bridge-loans-chl
Uncategorized

Commercial Bridge Loan

Commercial Bridge Loans A Commercial Real Estate Bridge Loan is defined as a short-term real estate loan for a Commercial Property – such as a retail store,

Read More »
first time home buyer
Uncategorized

First Time Home Buyer

Are you a first time home buyer that’s wondering if you can qualify for your first home. First time home buyers typically have information thrown

Read More »
First time home buyer
Uncategorized

First Time Home Buyer Loan Options

One of the biggest hurdles for first-time home buyers is financing their purchase. Thankfully, there are numerous loan products and down-payment assistance programs designed to

Read More »