We are Point of Rocks Maryland’s #1 FHA loan lender. We are helping borrowers in Point of Rocks qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Point of Rocks Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Point of Rocks  Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Point of Rocks, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Point of Rocks Maryland

About Point of Rocks Maryland

Point Of Rocks is located close to the center of Maryland. Point Of Rocks is part of Frederick County. Point Of Rocks has 1.10 square miles of land area and has no water area. As of 2010-2014, the total Point Of Rocks population is 1,700. Point Of Rocks median household income is $108,162 in 2010-2014.

Absolutely one of the best places in MD to live! Close proximity to Potomac River kayaking, fishing, hiking, C&O bike riding, etc. Away from all of the craziness of 270 and loudoun county and easy access to MARC train for DC jobs. Great place to work remotely from.

Major Attractions in and around Point of Rocks, MD

  • Creek’s Edge Winery (Winery, vineyard, wine tasting and wine)
  • Tarara Winery (Winery and wine)
  • Point of Rocks Community Commons Park
  • Heaters Island
  • Heaters Island Wildlife Management Area
  • Vanish Brewery (Beer)

Discuss Loan Options

I would like to discuss my loan options

Quick Apply

I would like to apply for my loan myself

Pre-Qualify

I am shopping for a home and would like to pre-qualify for my price range.

EXPERT HOME LOAN ADVICE

Commercial-bridge-loans-chl
Uncategorized

Commercial Bridge Loan

Commercial Bridge Loans A Commercial Real Estate Bridge Loan is defined as a short-term real estate loan for a Commercial Property – such as a retail store,

Read More »
first time home buyer
Uncategorized

First Time Home Buyer

Are you a first time home buyer that’s wondering if you can qualify for your first home. First time home buyers typically have information thrown

Read More »
First time home buyer
Uncategorized

First Time Home Buyer Loan Options

One of the biggest hurdles for first-time home buyers is financing their purchase. Thankfully, there are numerous loan products and down-payment assistance programs designed to

Read More »

Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts
FHA and Conventional from 3% Down, VA From No Money Down