We are Potomac Maryland’s #1 FHA loan lender. We are helping borrowers in Potomac qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Potomac Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Potomac Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Potomac, we are the best FHA Loan Maryland lender.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Potomac Maryland

About Potomac Maryland

Potomac is a census-designated place in Montgomery County, Maryland, United States, named after the nearby Potomac River. Potomac is the seventh most educated small town in America, based on percentage of residents with postsecondary degrees.

Potomac is in Montgomery County and is one of the best places to live in Maryland. Living in Potomac offers residents a dense suburban feel and most residents own their homes. Many retirees live in Potomac and residents tend to have moderate political views. The public schools in Potomac are highly rated.

Major Attractions in and around Potomac, MD

  • Great Falls (Dramatic whitewater rapids & waterfalls)
  • Cabin John Regional Park (Walking & biking along 8.8 wooded miles)
  • Great Falls Tavern Visitor Center (Maps, tips & canal boat reservations)
  • Great Falls Park (Dramatic views, hiking & rafting)
  • Carderock (A waterfront area with hiking trails)
  • Mather Gorge (River, canyon, waterfall, cliff and kayaking)

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts
FHA and Conventional from 3% Down, VA From No Money Down