We are Riva Maryland’s #1 FHA loan lender. We are helping borrowers in Riva qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Riva Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Riva Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Riva, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Riva Maryland

About Riva Maryland

Riva is a census-designated place (CDP) in Anne Arundel County, Maryland, United States. The population was 4,076 at the 2010 census. The area is scenic, especially where the two-lane Riva Road crosses the South River on a bridge. The area is growing with large new homes as the suburbs of Annapolis grow outward. Riva is bordered by Annapolis to the north, Edgewater to the east, and Davidsonville to the west.

Riva is in Anne Arundel County and is one of the best places to live in Maryland. Living in Riva offers residents a rural feel and most residents own their homes. In Riva there are a lot of coffee shops and parks. Many retirees live in Riva and residents tend to lean conservative.

Major Attractions in and around Riva, MD

  • Live! Casino & Hotel Maryland (24-hour spot for slots & table games)
  • Thomas A. Dixon, Jr. Aircraft Observation Area (Trail with airport views & a playground)
  • National Cryptologic Museum (Code-making artifacts & exhibits)
  • Friendship Park (Park and garden)
  • Medieval Times Dinner & Tournament (Knights & jousting-themed dinner theater)
  • BWI Trail (Hiking)

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts
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