FHA Loan Rocky Ridge Maryland

FHA loan Rocky Ridge Maryland

MARYLAND'S #1 FHA LOAN LENDER - CLICK HERE TO APPLY!

The Best FHA Home Loan Rates!

We are Rocky Ridge Maryland’s #1 FHA loan lender. We are helping borrowers in Rocky Ridge qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Rocky Ridge Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Rocky Ridge  Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Rocky Ridge, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Prequalify for your FHA Home Loan - CLICK HERE!

Benefits of an FHA Home Loan in Rocky Ridge Maryland

  • Low down payment with a minimum of 3.5% down payment
  • Lower credit scores. Down to 580 to for 3.5% down payment
  • Great for first time home buyers.
  • An Federal Housing Administration, FHA provides a guarantee loans to the lender who is actually extending the loan.
  • To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
  • FHA loan payments should be equal to or less than 31% of a borrower’s income. If a borrower has debt, the combination of debt payments and mortgage payment should equal 43% or less of the borrower’s income. The lender may make some exceptions to this rule. We can allow for a ratio of 50% DTI
  • To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
Home loan flip application
Prequalify for your FHA Home Loan - CLICK HERE!

About Rocky Ridge Maryland

Rocky Ridge is located in northwest Maryland. Rocky Ridge is part of Frederick County. On average, the public school district that covers Rocky Ridge is better than the state average in quality. The Rocky Ridge area code is 301.

Rocky Ridge is a nice, friendly, and quiet town. You can count on many of the locals to give a helping hand. It is a community that is strong and peaceful for any family to settle down.

Major Attractions in and around Rocky Ridge, MD

  • Cunningham Falls State Park (Recreation site with a lake & waterfall)
  • Catoctin Mountain (Hiking, campgrounds & site of Camp David)
  • Catoctin Mountain Park (National preserve for outdoor recreation)
  • Catoctin Wildlife Preserve (Animal exhibits & special events)
  • Walkersville Southern Railroad (Themed rides & dinners on vintage trains)
  • Cunningham Falls (Park and garden and waterfall)

For Investment Loans - Fix To Flip and Fix to Rent CLICK HERE!

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts
FHA and Conventional from 3% Down, VA From No Money Down
Business Owners Statement Only Home Loan, Non-QM Loan & Jumbo Home Loans

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