FHA Loan Sandy Spring- FHA Home Loan- 3.5% Down Payment- Low Rates

FHA loan Sandy Spring Maryland

The Best FHA Home Loan Rates!

We are Sandy Spring Maryland’s #1 FHA loan lender. We are helping borrowers in Sandy Spring qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Sandy Spring Maryland

A credit score of at least 580 for a 3.5% down payment
A credit score of 500 to 579 for a 10% down payment
Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Sandy Spring Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Sandy Spring, we are the best FHA Loan Maryland lender.

Prequalify now to see how much of an FHA Home Loan you can qualify for.

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Sandy Spring Maryland

Low down payment with a minimum of 3.5% down payment
Lower credit scores. Down to 580 to for 3.5% down payment
Great for first time home buyers.
An Federal Housing Administration, FHA provides a guarantee loans to the lender who is actually extending the loan.
To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
FHA loan payments should be equal to or less than 31% of a borrower’s income. If a borrower has debt, the combination of debt payments and mortgage payment should equal 43% or less of the borrower’s income. The lender may make some exceptions to this rule. We can allow for a ratio of 50% DTI
To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.

About Sandy Spring Maryland

Clarksville is located in Montgomery County, Maryland, United States. This gem of a city has all the entertainment and arts you expect to find in a major city, without all of the congestion and issues that usually go with city living. A Silver Spring neighborhood feels more like the suburbs, with quiet streets and plenty of space. Silver Spring sits on the southern border of Montgomery County but is only 6.2 miles from the heart of Washington, D.C. and often feels like an extension of the nation’s capital.

Major Attractions in and around Sandy Spring, MD

Sandy Spring Museum (Museum)
Brookside Gardens (Conservatory, ponds & plants on 50 acres)
National Museum of Health and Medicine (Collection of medical specimens)
Seneca Creek State Park (Sprawling oasis for fishing & hunting)
Butler’s Orchard (Farm with kids’ activities & a market)
National Capital Trolley Museum (Vintage streetcar displays & rides)

FHA Loan Sandy Spring, all of Maryland and 48 additional US states!

Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts
FHA and Conventional from 3% Down, VA From No Money Down
Business Owners Statement Only Home Loan, Non-QM Loan & Jumbo Home Loans

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