We are Severn Maryland’s #1 FHA loan lender. We are helping borrowers in Severn qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Severn Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Severn Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Severn, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Severn Maryland

About Severn Maryland

Severn is located in northwestern Anne Arundel County. It is bordered by Hanover to the north, Glen Burnie to the east, Odenton and Millersville to the south, and Fort George G. Meade to the west. Severn is one of the best places to live in Maryland. Living in Severn offers residents a dense suburban feel and most residents own their homes. In Severn there are a lot of coffee shops and parks. Many families and young professionals live in Severn and residents tend to lean liberal.

Major Attractions in and around Severn, MD

  • Live! Casino & Hotel Maryland (24-hour spot for slots & table games)
  • Thomas A. Dixon, Jr. Aircraft Observation Area (Trail with airport views & a playground)
  • National Cryptologic Museum (Code-making artifacts & exhibits)
  • Friendship Park (Park and garden)
  • Medieval Times Dinner & Tournament (Knights & jousting-themed dinner theater)
  • BWI Trail (Hiking)

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts
FHA and Conventional from 3% Down, VA From No Money Down
Business Owners Statement Only Home Loan, Non-QM Loan & Jumbo Home Loans