We are Severna Park Maryland’s #1 FHA loan lender. We are helping borrowers in Severna Park qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Severna Park Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Severna Park Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Severna Park, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Severna Park Maryland

About Severna Park Maryland

Severna Park is a census-designated place (CDP) in Anne Arundel County, Maryland, United States. Severna Park is part of the Baltimore-Washington Metropolitan Area, and is located approximately 8 miles (13 km) north of Annapolis, 17 miles (27 km) south of Baltimore and 39 miles (63 km) east of Washington. Severna Park’s population was 37,634 at the 2010 census.

Severna Park is in Anne Arundel County and is one of the best places to live in Maryland. Living in Severna Park offers residents a rural feel and most residents own their homes. Many families live in Severna Park and residents tend to lean conservative. The public schools in Severna Park are highly rated.

Major Attractions in and around Severna Park, MD

  • Kinder Farm Park (Hands-on farming lessons & chickens)

  • Baltimore and Annapolis Trail (Cycling)
  • Baltimore-Annapolis Trail Park (Park and garden)
  • Olde Severna Park Community Beach (Beach)
  • Mount Misery (River and history)
  • Broadneck Peninsula Trail

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