Temple Hill Maryland’s #1 FHA loan lender. Helping borrowers in Temple Hill qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Temple Hill Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Temple Hill Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in.  Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Temple Hill Maryland

About Temple Hill Maryland

Temple Hill, Maryland is conveniently located under a half an hour from the nation’s capital, Washington D.C., and is just over a half an hour from Maryland’s state capital, Annapolis. Though the area has an elaborate history, Temple Hill officially received its name in the 1800s after a local doctor, Dr. Edward Temple. Temple Hill would see an large increase in residential and commercial development through the mid 1900s. Today, the area is known for the abundance of outdoor recreation opportunities, historical sites, and great restaurants. 

In recent years, the real estate market has been on the rise. With many residential opportunities ranging from beautifully renovated old foundations to brand new developments, Temple Hill has an average home price around $350,000.

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts
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