We are Whiteford Maryland’s #1 FHA loan lender. We are helping borrowers in Whiteford qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Whiteford Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Whiteford Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in.  Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Whiteford Maryland

About Whiteford Maryland

Whiteford is a community in Harford County, Maryland, United States. The community has historically had a strong Welsh heritage, which is reflected in the local architecture. The town, a part of the Whiteford-Cardiff Historic District, was added to the National Register of Historic Places in 2005. Until 1978, this community was served by the Maryland and Pennsylvania Railroad at milepost 42.4. Also on the National Register are the Broad Creek Soapstone Quarries and Slate Ridge School. The populated place Cambria lies to the northwest of Whiteford. Today, there are a vast amount of historical sites, museums, beautiful parks, and trails. Whiteford also contains a high-rated public schools system.

Major Attractions in and around Laurel, MD

  • Fiore Winery & Distillery (Winery, vineyard, wine and wine tasting)
  • Kilgore Falls
  • Rocks State Park – Kilgore Falls/ Falling Branch Area (Free-falling waterfall in a state park)
  • Deer Creek (River, fishing and hiking)
  • Eden Mill Nature Center (Nature activities & historic mill tours)
  • King & Queen Seat at Rocks State Park (Park and garden)

 

 

 

 

 

 

 

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