We are Woodstock Maryland’s #1 FHA loan lender. We are helping borrowers in Woodstock qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Woodstock Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Emmitsburg Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800. Not just Woodstock, we are serving all of FHA Loan Maryland.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Woodstock Maryland

About Woodstock Maryland

Woodstock is located close to the center of Maryland. Woodstock is between the Carroll, Baltimore, Howard county. On average, the public school district that covers Woodstock is close to the state average in quality. The Woodstock area code is 410. The major companies serving Emmitsburg are Waverly Woods Business Tr, Appdexa Inc., PC Hardware & Software, Inc., Direct Loss Control and many more.


Major Attractions in and around Woodstock, MD

  • vHoward County Conservancy (Nature and hiking)
  • Patapsco Valley State Park – Hollofield Area (Recreational site on the Patapsco River)
  • Centennial Park (Lakeside outdoor preserve)
  • Patapsco Thru Trail (Park and garden)
  • Alpha Ridge Park (Park and garden)
  • McKeldin Rapids Hike (Park and garden)

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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts
FHA and Conventional from 3% Down, VA From No Money Down
Business Owners Statement Only Home Loan, Non-QM Loan & Jumbo Home Loans