First Time Home Buyer Fort Lauderdale

  • As Low As 3% Down!
  • FICO starting at 550
  • Fast Closing
  • First Time Home Buyer Programs
  • Jumbo and Super Jumbo Loans
  • No Doc Loans for Business Owners
  • Foreign National and ITIN Loans

LOAN APPLICATION  QUICK APPLY provides the best rates and terms for First Time Home Buyers in Fort Lauderdale. FHA 3.5% Down, VA Loan-No money down, Jumbo Loans, Non QM Loans including Statement Only, P&L Only and Foreign National Loans, HomeReady First Time Home Buyer 3% Down! 

First Time Home Buyer Fort Lauderdale Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Fort Lauderdale Florida. Use this application to pre-qualify and start shopping for your new home in Fort Lauderdale Florida today! Purchase, Refinance, Cash Out Refinance.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Fort Lauderdale Florida

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Fort Lauderdale is a city on Florida’s southeastern coast, known for its beaches and boating canals. The Strip is a promenade running along oceanside highway A1A. It’s lined with upscale outdoor restaurants, bars, boutiques and luxury hotels. Other attractions include the International Swimming Hall of Fame, with pools and a museum of memorabilia, and Hugh Taylor Birch State Park, featuring trails and a lagoon.

Schools in Fort Lauderdale, FL

Harbordale Elementary School
900 SE 15th St · +1 754-323-6050

Fort Lauderdale High School
1600 NE 4th Ave · +1 754-322-1100

Stranahan High School
1800 SW 5th Pl · +1 754-323-2100

first time home buyer pinecrest village
Fort Lauderdale is one of the best places to live. There are lots of job opportunities as a result of it being more developed compared to other areas in Florida. This city also offers a very diverse community of people to interact with, allowing you to learn and understand many different cultures. Not just Fort Lauderdale, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Fort Lauderdale Florida

  • Seminole Hard Rock Hotel & Casino – Hollywood, FL (Posh music-themed lodging with a casino)
  • Museum of Discovery and Science (Science exhibits for all ages)
  • Bonnet House Museum & Gardens (Lush, historic & arty plantation home)
  • NSU Art Museum Fort Lauderdale (Modern art from around the world)
  • Hugh Taylor Birch State Park (Tropical area with diverse wildlife)
  • East Las Olas Boulevard (Shopping district with boutiques & cafes)



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