100% Financing Home Loan

USDA Home Loan
Pre-Qualify Today

#1 Bridge Lender in US

Fix & Flip Home Loans
Fix To Rent Home Loans

Home Loans Made Easy

First Time Home Buyer
Pre-Qualify in Minutes

First Time Home Buyer

Start Your Homeownership Journey Today
Pre-Qualify Now

Conventional Home Loans

The Best Terms & Rates
Pre-Qualify Today

Fix & Flip

90% Purchase — 100% of Rehab
Fix & Flip • Fix To Rent

Veterans Home Loan

No Down Payment
No Monthly Mortgage Insurance
Low Interest Rates

Cash Out Refinance

Get Cash & A Lower Payment
Pre-Qualify Today

FHA Streamlined Home Loan

No Credit Score — No Appraisal
No Income Verification

Apply Online With Quick Apply GET STARTED

We specialize in real estate and mortgage financing tailored for investors and developers across residential, commercial, and income-producing properties. Our flexible loan programs – including DSCR, Fix & FlipBridgeConstruction and Hard Money Loans – offer fast closings, reduced documentation, and industry-leading terms. With financing options up to 90% LTV and 100% rehab costs, we help investors move quickly, leverage equity, and execute profitable deals with confidence. From acquisition to refinance, our lending solutions are built around your investment strategy.

We also offer a full range of home loan solutions designed to help individuals and families achieve their homeownership goals. Whether you’re a First-Time Home Buyer, a veteran exploring VA Loan benefits, or looking to lower your payments through a Refinance, our programs are built around your needs. From government-backed FHA Loans and Reverse Mortgages to Foreign National Loans, we provide flexible, personalized financing with competitive rates and a seamless process — so you can move into your next chapter with confidence.

Home Loans & Mortgages
Custom Built for Home Buyers & Investors

FHA Loan

* Starting at 3.5% Down
* 100% Grant Program Available
* Ok to gift down payment
* Up to 6% Seller Credit
* Best rates and terms for credit  scores over 580

VA Loan

* No money down home loan
* No mortgage insurance required
* No pre-payment penalties
* Best VA Lending Solutions
* Active, Retired & National Guard
* See if you qualify today

RE-FINANCE Now

* Cash out and lower your rate
* Change to a fixed rate to avoid unexpected adjustments
* Consolidate your debt
* Go on Vacation
* Buy Investment Property

 

Home

REVERSE Mortgage

* Enjoy the equity that you have built in your home without moving.

* Take a monthly allowance from the equity in your house without having to pay it back.
* No Monthly Payments

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PURCHASE A HOME

Find the best mortgage rates and learn how home ownership can benefit you. From No money down to non qm statement loans for self employed borrowers.

Have a mortgage professional walk you through the process.

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REFINANCE

Refinance into a lower rate or a longer term to lower your payments. Cash out Refinance for home improvements, emergency medical, an investment, travel or other personal or financial needs. Consolidate your debt.

Appy Today!

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REVERSE MORTGAGE

Convert the equity in your home into cash that you can use now.

Pay it back or never pay it back, your choice and never lose your home.
See if you qualify for a reverse mortgage or discuss loan options today.

 
cash out refinance

INVESTMENT LOANS

FIX & FLIP LOAN, FIX TO RENT! DSCR LOANS, CONSTRUCTION
Stand alone construction loans or construction to permanent.

We can help with commercial, investment, bridge loans as well as purchase & rehab loans. (DSCR LOANS) 90% LTV! 100% OF REHAB! Commercial Real Estate Loan

Real Estate Investment Loans
Custom Built for Real Estate Investors

We support all major real estate investment strategies, including buy-and-hold, fix and flip, and build-to-rent. Our investor-focused lending platform offers Fix & Flip Loans, Fix to Rent Loans, and Investment Property Financing with fast approvals and reliable closings. Investors can access up to 95% LTC and 100% rehab cost financing, making it easier to execute profitable projects efficiently.

Hard money loans

DSCR LOAN

DSCR Loans allow you to finance or re-finance your investment property without having to submit W2s, Tax Returns or employment information.

Up to 85% LTV!

fix to flip loan

FIX AND FLIP LOANS
REHAB LOANS

Fix and Flip Loans, New Construction, Rental and Bridge Loans to purchase or for value add Real Estate Investors. Up to 95% LTC and providing 100% of rehab!

multifamily loan

MULTIFAMILY FINANCING

Are you looking to purchase a retail center or multifamily building, rehab your property or build ground up for your investment portfolio.
Stabilized or Value Add.
From rehab to 30yr. loans
$100,000 to $350 million.

Construction loan

CONSTRUCTION LOANS

Looking to build a spec home, A PUD, multifamily apartment building, self storage or industrial property.
Providing construction expertise and structured financing for builders and home buyers. Commercial Real Estate Loan

Commercial Real Estate Loan Programs

commercial real estate

Commercial Real Estate Loans

Income Producing Real Estate
Construction & Development Acquisition
Refinance
Term Loans

commercial value add

Commercial Value Add

Fix and Flip Loans
Multi-Family Value Add
Mixed Use, Industrial
Office, Retail Industrial or Other Business Expansion Loans/ Credit Lines

commercial real estate

Agency Loans

Conventional, Fixed Rate Mortgage Loans secured by stabilized income producing real estate assets.

Best terms and lowest rates?
Fannie, Freddie, SBA, HUD, CMBS, Private Equity, Insurance Funds

Construction loan

Construction Loans

Building a Spec Home, PUD, Multifamily Apartment Building, Self Storage, Industrial Property or Primary residence
Providing construction expertise and structured financing for experience builders and home buyers. Commercial Real Estate Loan

Headquartered in Tampa, Florida, we are proud to be a leading private real estate lender, serving investors nationwide. Since 1998, our seasoned team of experts and innovative loan programs have established us as the preferred financing partner for a wide range of real estate ventures. Whether you are an experienced investor or just starting your journey, our personalized approach ensures that your specific financing needs are met with precision and care.

We specialize in offering fast, asset-based hard money loans that are ideal for real estate investors seeking funding for fix-and-flip projects, short-term investments, or property acquisitions. Our residential loan options include VA loans designed specifically for veterans and active military members, offering competitive rates and valuable benefits, as well as FHA loans that make homeownership accessible for first-time home buyers with low down payment requirements.

For investors focused on generating long-term income, our DSCR loans provide flexible financing for cash-flowing properties, including single-family homes and multi-family units. We also cater to developers and investors looking for tailored solutions with our construction loans, offering flexible funding for ground-up construction projects and property development. Whatever your investment strategy, our loan products are crafted to align with your goals and ensure your success.

What sets us apart is our commitment to delivering competitive rates, fast turnaround times, and financing terms that are uniquely tailored to meet the diverse needs of our clients. Whether you need quick funding for an investment property or traditional loan options for your next home, our streamlined process guarantees a hassle-free experience from start to finish. We are dedicated to helping you achieve your real estate goals with confidence and efficiency.

Our extensive experience spans a broad range of real estate ventures. From fix-and-flip projects to rental properties, ground-up construction to home purchases, we have the expertise to support your ambitions and drive your success. We have worked with hundreds of real estate investors, homebuyers, and developers, helping them expand their portfolios and achieve their dreams. Our clients trust us for our reliability, flexibility, and deep understanding of the complexities of the real estate market.

Whether you are looking to grow your investment portfolio, finance a construction project, or purchase your next home, we are here to guide you every step of the way. Contact us today and discover how our tailored loan products can help you succeed in the competitive real estate market.

We offer Real Estate lending in these States: