Hard Money Loans: How They Work, What They Cost, and When to Use Them?
Found the Deal but the Bank Is Moving Too Slow? Hard money funds the property and the plan, on your timeline. Apply for a Hard
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FOREIGN NATIONAL LOANS
Foreign National Loans
Letter of good standing with current financial institution or international credit report
MORTGAGE LOAN APPLICATION
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We are experts in Foreign National Loans. We offer multiple programs to make it easier for you to achieve your homeownership dreams. Each program is designed to provide financing to Foreign Nationals looking to finance residential homes in the United States. With our extensive experience and knowledge, we are confident that we can help you navigate the loan process with ease. Let us help you make your dream of owning a home a reality. Get prequalified HERE!
Qualify with just 3 months of business or personal bank statements.
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Qualify with just 12 months of business or personal bank statements.
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The most competitive Jumbo Prime Home Loan in the market today
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Letter of good standing from your current financial institution or international credit report. Learn More
Qualify with the most recent financial statement
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Non Owner Occupied. Purchase or Refinance.
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Interest Only Home Loans
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$100,000 – $50M
12 to 24 month terms
No call protection /
lockout
Up to 100% LTV
Interest only amortization
No initial DSCR
requirement
Recource/Non-recourse
Multifamily, condos, student housing, mixed use w/ majority residential, others assets case by case
$100,000 – $25M
12 to 24 month terms
No call protection /
lockout
Up to 80% of cost
Interest only amortization
No initial DSCR
requirement
Non-recourse
Multifamily, condos, student housing, mixed use w/ majority residential, others assets case by case
$100,000 – $100M
5 or 10 year terms
Call protection / lockout depends on loan term
Up to 75% of value
IO and amortization options
1.20x DSCR requirement on 30-year amortization
Non-recourse
Multifamily, condos, student housing, mixed use w/ majority residential, others assets case by case
As the leading private lender for multifamily and residential real estate investment property, CambridgeHomeLoan.com offers extensive debt solutions through a vertically-integrated, national lending platform. We offer borrowers fast, certain and efficient execution. With a proven track record of financing and over 25 years in business CambridgeHomeLoan.com understands the needs of investors throughout the investment lifecycle, from acquisition to renovation to stabilization.
Foreign national and ITIN home loans are specialized mortgage products designed to help non-U.S. citizens and those without Social Security numbers achieve their dream of homeownership in the United States. Whether you’re looking to buy a residential property to live in or an investment property, these loans offer tailored solutions for individuals facing unique financial and legal challenges.
Foreign national loans are ideal for non-U.S. citizens who may not have a U.S. credit history or Social Security number but want to purchase property in the U.S. These loans typically require a higher down payment, usually around 20-30%, and may have slightly higher interest rates than conventional loans due to the perceived risk. However, Cambridgehomeloan.com stands out in this market by offering some of the most competitive rates and terms available, making it easier for foreign nationals to secure financing. With flexible qualification requirements, including the ability to use foreign income and credit, Cambridgehomeloan.com ensures that you can access the funds needed to invest in U.S. real estate.
ITIN home loans, on the other hand, cater to individuals who pay taxes using an Individual Taxpayer Identification Number (ITIN) instead of a Social Security number. These loans are a great option for non-citizens who live and work in the U.S. but don’t have traditional documentation. Cambridgehomeloan.com is a leading expert in this field, offering ITIN loans with favorable terms that make it possible for more people to become homeowners. With a focus on understanding the unique needs of ITIN borrowers, Cambridgehomeloan.com provides personalized support and flexible loan options, including low down payments and competitive interest rates.
One of the key benefits of working with Cambridgehomeloan.com is their extensive experience in foreign national and ITIN loans. As a trusted lender, they offer a streamlined application process and expert guidance every step of the way. Whether you’re purchasing a primary residence, a vacation home, or an investment property, Cambridgehomeloan.com has the resources and expertise to help you secure the best financing options available.
In addition to offering great rates and terms, Cambridgehomeloan.com provides a range of loan products tailored to meet the specific needs of foreign nationals and ITIN holders. From fixed-rate mortgages to adjustable-rate loans, they offer flexible financing solutions that align with your financial goals. Their commitment to customer satisfaction ensures that you receive the best possible service, with a focus on making the loan process as smooth and stress-free as possible.
For those looking to invest in U.S. real estate, Cambridgehomeloan.com also offers foreign national and ITIN loans specifically designed for investment properties. These loans allow you to leverage your international income and assets to build a profitable real estate portfolio in the U.S. With competitive interest rates and loan terms that are among the best in the market, Cambridgehomeloan.com is the go-to resource for foreign investors seeking to capitalize on the lucrative U.S. real estate market.
Whether you’re a foreign national or an ITIN holder, Cambridgehomeloan.com provides the expertise, resources, and personalized service needed to navigate the complexities of securing a mortgage in the U.S. With their help, you can confidently pursue your dream of homeownership or real estate investment, knowing that you’re working with a lender committed to offering the best rates and terms in the market.
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Multi Family Commercial Real Estate Loans
Satisfying More Clients. One Loan at a Time.
PERMANENT FINANCING
CONSTRUCTION LOANS
BRIDGE LOAN
AGENCIES
MEZZANINE FINANCING
SBA 504 & 7A USDA B&I CREDIT LEASE FINANCING
At CambridgeHomeLoan.com, our commercial lending professionals understand the great opportunities and the myriad challenges facing small, middle, & large market business owners and executives. We excel at provide financing solutions tailored to your needs. Our understanding of the many unique aspects and challenges of your business allows us to work towards accommodating your financing requirements. We employ our creativity, experience and expertise to build the right solution for you.
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